Download "Минусы жизни в Эстонии | Ожидания и Реальность?"
%3Aformat(webp)%2Fi.ytimg.com%252Fvi_webp%252FeU-7fohUInE%252Fmaxresdefault.webp&w=1139&q=75)
Table of contents
Similar videos from our catalog
%3Aformat(webp)%2Fi.ytimg.com%252Fvi%252FE8r8HX93QPo%252Fmaxresdefault.jpg&w=1139&q=75)
%3Aformat(webp)%2Fi.ytimg.com%252Fvi%252FW5fmSGOWG3M%252Fmaxresdefault.jpg&w=1139&q=75)
%3Aformat(webp)%2Fi.ytimg.com%252Fvi%252FX2Fgyls92a0%252Fmaxresdefault.jpg&w=1139&q=75)
%3Aformat(webp)%2Fi.ytimg.com%252Fvi_webp%252FrhqiCCrZfuQ%252Fmaxresdefault.webp&w=1139&q=75)
Video tags
Subtitles
Russian
00:00:00
No, well, have you seen, have you seen these prices, the00:00:03
last Can of sprats in Estonia,00:00:06
the last Karl, there are no factories in Estonia, there are no00:00:09
factories, not a single one, you know, not a single one,00:00:12
in order to survive I have to hand over00:00:15
bottles a boy a boy in this country00:00:18
can marry a boy00:00:22
you can’t speak Russian You can’t two00:00:25
o’clock in the afternoon Central Park is where all the people are, and00:00:29
I’ll tell you where everyone left, it’s time to00:00:32
go00:00:34
[music]00:00:40
to Estonia I moved 8 years ago, I didn’t00:00:44
plan to stay here or00:00:46
stay, but after quite a few00:00:49
years I understand how different everything went00:00:51
in this video I’ll tell you about00:00:54
some of the disadvantages of living in Estonia, which I00:00:57
usually didn’t touch on on my channel but00:00:59
which I didn’t want to make a separate00:01:02
video about, and yes, this time there will be no00:01:04
stereotyped disadvantages like the weather or00:01:07
short daylight hours in winter. I00:01:11
first had questions about the medical system in00:01:13
Estonia when I was 21 year when00:01:16
the pandemic began to decline before all five00:01:21
years that I lived in Estonia00:01:30
in Estonia there is a so-called00:01:32
health insurance fund, an organization which collects00:01:34
money from the working population in the form of00:01:36
taxes, existing hospitals are autonomous00:01:39
organizations and they are rarely private,00:01:42
which work under an agreement with the00:01:45
Health Insurance Fund, family-owned Doctors are generally00:01:47
something like individual00:01:49
entrepreneurs, they rent an office,00:01:51
they enter into an agreement with this same cash register and00:01:54
in advance, the more patients you come to, the00:01:56
higher the salary; the tariffs00:01:59
are formed centrally and they are00:02:02
full-fledged; they allow the hospital not00:02:04
only to cover the costs of treatment, but also,00:02:07
preferably, to make a profit, which goes00:02:09
towards updating equipment, repairs and00:02:12
training of personnel, a key element of the00:02:14
medical system in Estonia is00:02:17
family doctors who act as a00:02:19
filter so that you go according to the00:02:22
free price list of the health insurance fund00:02:24
to a specialized specialist, and00:02:27
I have never had any00:02:29
special complaints about family doctors, first of all, I am00:02:31
amazing I am a family doctor, literally the00:02:33
next day after calling, I can get an00:02:35
appointment, they always give me a00:02:37
referral easily, they always provide good service. But it is00:02:41
at the next stage that00:02:44
the main problem begins.00:02:46
Estonian medicine is one of the cheapest00:02:49
for the budget in Europe. This is about five00:02:52
percent of GDP. While the figure is00:02:55
In Scandinavia, 11-13 percent of the00:02:59
health fund lacks the money that is00:03:01
collected from taxes and the state00:03:03
adds hundreds of millions of euros every year, but00:03:07
they are also not enough as a result, because of this, there00:03:10
is a shortage of personnel and queues since 2021. I00:03:14
constantly encounter that at00:03:16
best, see a specialist the queue is several00:03:18
weeks or even months. That is,00:03:21
literally the next day I get to see a00:03:23
family doctor, on the same day I take all the00:03:26
tests, receive a referral to a00:03:27
specialist, and then00:03:29
the balancing act begins; in order not to wait three months,00:03:32
you need to not only go to any available00:03:34
specialist, even if you have been going constantly at the00:03:37
same time, but also look at options00:03:39
outside of Tallinn, suddenly there are00:03:42
places there, sometimes it’s easier to go to an appointment, for00:03:45
example,00:03:46
than to wait.00:03:48
There is, of course, another option, you can make an00:03:51
appointment with a specialist directly, regardless00:03:53
of whether you are insured or not, the00:03:56
full paid tariff, that is, the appointment00:03:59
will cost from 45 up to 90 euros for one00:04:02
visit, all tests are paid, and so on.00:04:04
But you can get faster and most often00:04:08
to the specialist you want, but00:04:11
this is good. If I have money, I can00:04:13
afford it so as not to wait, but what to do00:04:16
if the salary does not allow it, the00:04:19
only thing left is to expect that in principle it’s so-00:04:22
so, especially since medicine in Estonia is00:04:24
expensive, like dentistry for example, as a00:04:27
result, so-called medical tourism has been developed in00:04:29
other countries. Yes, I myself visited00:04:32
Romania and Moldova and brought from there a00:04:35
basic set of medicines for a home first00:04:36
aid kit, thus obviously saving a00:04:40
lot of money According to00:04:42
statistics, about 6 percent of the00:04:44
population of Estonia are deprived of the right to00:04:47
free medical care; they do not have an00:04:49
agreement with the health insurance fund and there is no00:04:52
health insurance; this is about 9000:04:54
thousand people, but Let’s take a00:04:56
closer look, because 30 thousand of them are00:04:59
young people from 20 to 40 years old.00:05:01
who mostly work abroad.00:05:03
And here they have not been deregistered. There are another 3000:05:07
thousand people who are00:05:08
supported in Estonia and only 30 thousand00:05:11
people are actually about three00:05:13
percent of the population who, for various00:05:15
reasons, cannot afford this00:05:17
insurance in this way. on average, we have00:05:19
the same indicator for health00:05:21
insurance as in Western Europe,00:05:24
for example in France or Germany.00:05:27
So if you work in a menial job and you do00:05:30
not have health insurance, then as00:05:31
they say, who is your doctor? The00:05:34
Social Democrats had a proposal that you00:05:37
need to do medicine absolutely00:05:39
free But then the question of00:05:42
fairness arises, because some people pay00:05:44
taxes on their salaries and others don’t. Working in00:05:47
menial jobs, we know that many small00:05:50
entrepreneurs pay taxes and00:05:52
register their official salaries00:05:53
precisely because they are afraid of being left without00:05:55
health insurance, this is a very00:05:58
strong motivator in Estonia the00:06:02
relative poverty level of elderly00:06:05
residents of Estonia is the highest in the00:06:07
European Union00:06:12
relative poverty is when a person00:06:14
receives less than 60 percent of the00:06:17
country's median income the median00:06:20
income in Estonia is just over00:06:22
1,400 euros gross but there is a catch00:06:27
that if you work in Estonia for 40 years00:06:30
officially dress all taxes with the median00:06:33
salary, then when you retire you will00:06:36
receive 55 percent of this very00:06:39
median salary on average, that is, having00:06:41
worked officially for 40 years, most00:06:44
pensioners retire and fall00:06:46
into a zone of relative poverty;00:06:52
in a particularly difficult situation, there are00:06:55
women who live longer than men and00:06:58
therefore are often in in old age,00:07:00
they manage a household on the pension of one00:07:02
person. Firstly, the low amount of pensions00:07:05
in our country is due to the fact that00:07:07
Estonia spends almost00:07:10
less than all the countries of the European00:07:12
Union on pension payments. Only Ireland spends an00:07:14
even smaller percentage of GDP on pensions. Yes, the first00:07:18
banal reason for underfunding, that00:07:21
is tax deductions that go to the00:07:23
pension stage are not enough, the deficit00:07:26
remains stable at about00:07:28
half a percent of GDP per year.00:07:34
And by the way, low pensions are one of the00:07:37
reasons that the employment of00:07:39
Estonians aged 65-75 is the00:07:42
highest in the European Union, we00:07:46
will look at data for 2021 because00:07:49
there are no data for 2022 yet, but they are00:07:52
likely to be even worse in 2021, the00:07:56
relative poverty threshold was 763 euros,00:07:59
it increased significantly due to the fact that00:08:02
incomes showed a significant increase00:08:05
in 2021 in Estonia,00:08:09
almost half of the pensioners lived in relative poverty,00:08:11
that is, only half of the00:08:13
pensioners had income above 763 euros in00:08:17
2022 during the main crisis00:08:20
during the main rise in inflation most00:08:23
likely there are only more such pensioners00:08:26
also the question is how00:08:29
adequate are our pensions in 2022 the share of00:08:33
elderly people who received a pension below 50000:08:36
euros was less than nine percent the00:08:39
Estonian pension system consists of the00:08:41
so-called three steps, the first00:08:44
step is a state pension; the00:08:46
second step is funded; and the third is00:08:49
additional funded; the second and00:08:51
third steps operate on the principle of00:08:53
accumulative insurance of personal00:08:55
savings; the third step has always been00:08:58
voluntary. But the second step00:09:00
was replenished through salary deductions,00:09:05
but in 2021 in In Estonia, a00:09:08
pension reform came into force as a result of which00:09:10
participation in the Second Pension pillar00:09:12
became voluntary and the money accumulated in it00:09:15
could be withdrawn00:09:20
on the one hand. This seems to be a00:09:22
positive reform. That is, you can00:09:24
withdraw your own money from the ineffective00:09:27
accumulative system of the pension fund00:09:29
and deposit it into more profitable pension00:09:32
funds or any other funds where this00:09:35
money will accumulate with a large00:09:37
percentage, but as you know, most00:09:39
people have low financial00:09:41
literacy As a result, most people00:09:43
who withdrew money from the pension00:09:45
stage spent it on00:09:47
consumer goods, spending it on military00:09:49
vehicles, new household appliances00:09:51
were closed loans or went on vacation, as00:09:55
a result, we have a situation that in 500:09:57
years more00:09:59
and more people will retire who can00:10:00
count exclusively on the national00:10:02
pension and the first funded pillar,00:10:05
that is, the number of00:10:07
average pensioners living by 400-50000:10:10
euros will increase, that is 3 pensioners who are in00:10:12
relative poverty will only00:10:14
increase00:10:15
because the second and third pillars are00:10:18
often up to 70 percent of your pension.00:10:21
Of course, it depends on what salary00:10:23
you received, how early you started00:10:25
officially working and of course how early00:10:27
you opened and began to regularly00:10:29
invest in the second and third00:10:31
pension steps As a result, in 20 years the00:10:33
number of pensioners living in00:10:36
relative poverty will become much00:10:37
larger, but only00:10:40
the state will be blamed for this. Wrongly, the00:10:43
withdrawn one and a half billion euros00:10:45
did a disservice to the Estonian00:10:48
economy by accelerating inflation in Estonia to00:10:51
five percent and when the war and the00:10:54
main phase of the crisis began The Estonian00:10:56
economy was already more00:10:58
vulnerable than the economies of other00:11:01
European Union countries; the00:11:07
median salary in Estonia is00:11:10
1,424 euros Net, that is, half00:11:15
receives more than this amount And half receives00:11:18
less; in general, wage growth expectedly00:11:21
began with the decline in inflation caused by00:11:23
the war and the energy crisis, namely00:11:26
about inflation and prices we’ll talk in this00:11:29
block of minuses here combined several00:11:32
indicators As a result, in 2022 the00:11:36
consumer price index increased by 19.500:11:39
percent and if earlier Estonia occupied00:11:42
18th place in terms of prices in the European Union, now00:11:45
we have moved to 14th place and00:11:48
we’ll see what happens in 2023 year00:11:52
in 2022, the price level in Estonia has become00:11:55
higher than, for example, in Portugal, Greece and00:11:59
Slovenia, in terms of actual individual00:12:02
consumption per capita, Estonia00:12:04
is on par with Poland and Greece.00:12:07
Yes, strange, the highest price level in the00:12:10
EU remains Denmark Luxembourg, Sweden and00:12:14
Finland. And the lowest prices are expected00:12:17
in Romania, Bulgaria,00:12:21
but exceptionally high inflation00:12:23
led to the fact that the general level of prices in the00:12:26
Estonian economy last year reached00:12:28
89 percent of the average level in the00:12:32
European Union. But salaries did not00:12:35
reach this level over the year; the increase in prices in the00:12:38
economy amounted to almost 7 percentage00:12:41
points. What is the most a big00:12:43
leap in the European Union, while prices for00:12:46
goods rose to 95 percent of the00:12:49
latest level in the European Union00:12:51
And for services to 8100:12:55
Thus, we experienced a sharp increase in00:12:57
prices in all categories and criteria,00:12:59
remaining at approximately the same salaries, and00:13:02
even a nine percent increase in real00:13:04
wages had no effect on00:13:06
household income, on average, every resident of00:13:09
Estonia became poorer by 15 percent.00:13:12
Why is this so, compared to the example of00:13:14
Western Europe, precisely because the00:13:17
main increase in prices was for00:13:19
food, heating, utility00:13:22
costs, and these expenses in the budget of an00:13:26
ordinary Estonian take up a larger00:13:28
percentage of income than for people who, for00:13:31
example, live in Scandinavia or00:13:33
Western Europe precisely because00:13:35
salaries there are usually high00:13:38
and prices for finding services are now00:13:42
almost00:13:46
like February, prices in Estonia and00:13:48
Finland increased by 17 percent and 800:13:52
percent, respectively, as a result, our00:13:55
prices, for example the quality of products has become00:13:57
similar to Finnish ones, that is, flour and cereals00:14:00
have increased by 53% over the year, the price of sugar00:14:03
by 51 eggs by 45, while the salary in00:14:08
Finland is approximately 2 times higher, and00:14:11
considering that the average food feed00:14:13
spends less than a percent of the salary than an00:14:16
Estonian has a better life, and we certainly didn’t.00:14:19
As a result, we again began to00:14:22
lag significantly behind Scandinavia. But our00:14:24
gap with many Eastern00:14:26
European countries like Poland, the Czech Republic or Slovenia00:14:29
became much smaller. And at some00:14:32
points, gasoline even stopped being noticeable and00:14:35
became 30 more expensive. percent and00:14:38
diesel fuel by 4600:14:40
on average utility bills increased00:14:43
by 52 percent in annual comparison00:14:45
and of course a separate point00:14:49
is worth mentioning about the cost, which is00:14:55
important to note here Estonia00:14:58
construction in the average European00:15:00
Union Yes, we do not live poorly like, for example,00:15:03
Bulgaria or Greece, but at the same time time we are00:15:06
not Scandinavia in terms of living standards00:15:08
The only thing is that this crisis has made00:15:10
me more pessimistic about the00:15:13
future that we will get out of00:15:15
the average and enter some kind of00:15:18
conventional top ten, most likely for the00:15:20
next 10 years we will remain in the00:15:23
middle of the list00:15:25
about prices per square meter of living00:15:28
space in this issue I won’t talk about.00:15:31
So, everything is clear to everyone from00:15:32
previous issues. This time we00:15:35
’ll talk about the six-month00:15:37
Evribor rate, which has increased to 3.900:15:40
percent, and what consequences this00:15:43
has had for those who pay00:15:45
housing loans about what00:15:48
Evribor is. there will be a link in the first00:15:50
pinned message so it will be00:15:52
clearer than I will explain in my00:15:54
broken00:15:56
bureaucratic legal language, so00:15:58
there is a vivid example of a friend of mine00:16:01
who bought a two-room apartment in a new building00:16:04
literally before the double00:16:06
apartment cost something like 100 thousand and the00:16:09
monthly payment together with interest00:16:12
it was 415 euros per month And after the00:16:15
concept of the device it became almost 60000:16:18
So with almost all loans in00:16:21
Estonia, that is, people began to pay on average00:16:23
200 euros more, which certainly did00:16:26
not add income to their family,00:16:29
according to analysts, at the end of the current00:16:32
2023, inflation will be about 900:16:35
percent and the recession in the economy00:16:38
will end next year, we00:16:41
will enter the stage of growth, both in the stage of00:16:43
GDP growth and inflation will slow down to the00:16:46
usual00:16:47
two to three percent per year. Many00:16:50
thanks to everyone who supports my channel00:16:52
through YouTube sponsorship or through00:16:54
patreon and also a huge thank you00:16:57
to those who watch my episodes to the end00:16:58
and hug you allDescription:
В Эстонию я впервые приехал восемь лет назад. Я планировал: пожить несколько месяцев, попутешествовать, может поработать немного и отправиться дальше... в Берлин. В итоге, я живу в Эстонии девятый год и решил остаться здесь. В этом видео расскажу о минусах жизни в Эстонии, которые, кстати не стали причинами уехать и я решил связать своё будущее с этой страной и Таллинном. Понравилось видео? ❤ Поддержать канал: Patreon: https://www.patreon.com/JuliusRou Спонсорство на Ютуб: https://www.youtube.com/channel/UCZIrHIREqiMQjre6qO9UByw/join Сотрудничество и рекламa: [email protected] Мои соц. сети: https://t.me/JuliusRou https://www.facebook.com/ruslan.naframita Обработка и запись голоса: @LeppikVideo Содержание: 00:00 Пора валить?! 01:10 Очереди к специалистам и дороговизна медицины 06:00 Бедность среди пенсионеров 11:06 Кризис и его последствия
Preparing download options
* — If the video is playing in a new tab, go to it, then right-click on the video and select "Save video as..."
** — Link intended for online playback in specialized players
Questions about downloading video
How can I download "Минусы жизни в Эстонии | Ожидания и Реальность?" video?
http://unidownloader.com/ website is the best way to download a video or a separate audio track if you want to do without installing programs and extensions.
The UDL Helper extension is a convenient button that is seamlessly integrated into YouTube, Instagram and OK.ru sites for fast content download.
UDL Client program (for Windows) is the most powerful solution that supports more than 900 websites, social networks and video hosting sites, as well as any video quality that is available in the source.
UDL Lite is a really convenient way to access a website from your mobile device. With its help, you can easily download videos directly to your smartphone.
Which format of "Минусы жизни в Эстонии | Ожидания и Реальность?" video should I choose?
The best quality formats are FullHD (1080p), 2K (1440p), 4K (2160p) and 8K (4320p). The higher the resolution of your screen, the higher the video quality should be. However, there are other factors to consider: download speed, amount of free space, and device performance during playback.
Why does my computer freeze when loading a "Минусы жизни в Эстонии | Ожидания и Реальность?" video?
The browser/computer should not freeze completely! If this happens, please report it with a link to the video. Sometimes videos cannot be downloaded directly in a suitable format, so we have added the ability to convert the file to the desired format. In some cases, this process may actively use computer resources.
How can I download "Минусы жизни в Эстонии | Ожидания и Реальность?" video to my phone?
You can download a video to your smartphone using the website or the PWA application UDL Lite. It is also possible to send a download link via QR code using the UDL Helper extension.
How can I download an audio track (music) to MP3 "Минусы жизни в Эстонии | Ожидания и Реальность?"?
The most convenient way is to use the UDL Client program, which supports converting video to MP3 format. In some cases, MP3 can also be downloaded through the UDL Helper extension.
How can I save a frame from a video "Минусы жизни в Эстонии | Ожидания и Реальность?"?
This feature is available in the UDL Helper extension. Make sure that "Show the video snapshot button" is checked in the settings. A camera icon should appear in the lower right corner of the player to the left of the "Settings" icon. When you click on it, the current frame from the video will be saved to your computer in JPEG format.
What's the price of all this stuff?
It costs nothing. Our services are absolutely free for all users. There are no PRO subscriptions, no restrictions on the number or maximum length of downloaded videos.