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[Music]00:02:14
[Music] [00:02:21
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[Music]00:03:01
[Music]00:03:09
welcome to another Dani00:03:11
cast we are starting a very00:03:14
special program for the 99 program boy00:03:17
huh, one is missing for 100 There are 100 people00:03:21
without stories without people who00:03:25
brought very important content of00:03:29
great value in all areas of life00:03:31
we stop to think here, right Kiko00:03:32
came What kind of professional to see that00:03:35
helps to remember here, nutritionist and00:03:37
Personal doctor00:03:39
fighters I think there are a lot of00:03:42
fighters then, right, politicians came,00:03:47
economist, economist and today I also think00:03:50
that today is one of the programs focused on00:03:54
Finance, rare in rare, we don't find00:03:58
many people00:03:59
in depth on these subjects and we00:04:03
found one today and it's very special,00:04:04
in a little while I'll present it and00:04:07
I want it from now on thank you, you saw that00:04:09
Campo is here with us00:04:10
audiotex, you saw at the beginning who00:04:13
sponsors us audiotec whenever00:04:15
the alpet is present and also via tele00:04:18
Studio, our studio Portela Wagner, which00:04:22
is here, is there in the sound and today, who is00:04:24
with us in the audio, who is the Vinícius Aragão The00:04:29
vinyl, thank you, man, you are00:04:31
fantastic Vinícius is a lover of the00:04:33
anycast program, a fan of our program,00:04:35
he has been purple here in my place a00:04:37
few times, right, I couldn't come once I00:04:39
couldn't come, I said so, so come00:04:41
here, you are can you do it there was already a podcast00:04:44
and it did well here you see girls00:04:46
thank you for being here helping us okay00:04:49
guys I want to talk to you who are00:04:51
watching maybe for the first time that00:04:54
you subscribe to our channel is00:04:56
our only payment if you can00:04:58
subscribe to our channel this helps00:05:00
a lot if you understand that our mission00:05:02
is important I will repeat to you00:05:04
our mission our mission is to bring faith,00:05:06
love and hope through stories00:05:09
here we want the stories of00:05:11
our guest's people to connect00:05:13
with a moment that someone00:05:15
watching is passing by and a00:05:18
penny drops and has an Insight and can00:05:21
maybe save your company save your00:05:24
marriage save your health with a phrase00:05:27
that was said here with a parable00:05:29
some story that was told on our00:05:31
program So that's it I I don't feel00:05:33
the intention, so if you're watching this00:05:34
for the first time, subscribe to00:05:36
our channel, follow us on social media00:05:39
@ Danny cast and @ Danilo H Barros, who is00:05:43
my private person and I wanted you to00:05:45
send this link to more people I00:05:48
was talking to with Kiko here I spoke00:05:49
here with what was new00:05:50
this week for us to say that00:05:53
the week was not peaceful but I remembered Kikão00:05:55
there is this issue that the population is00:05:57
afraid here in Brazil, mothers in schools00:06:00
and it is worrying, there is no how to remove it Without00:06:04
a doubt it's not worrying but other than that00:06:06
we see those people who00:06:10
promote how they talk increases the crisis00:06:14
and increases despair in other people it00:06:17
promotes chaos so you know what I want to00:06:19
tell you today come here and watch00:06:21
Danny cast didn't even hear another subject I00:06:22
don't want you to be alienated from what's00:06:25
happening we have to be aware00:06:27
pray for protection trust the00:06:29
authorities but don't clutter your00:06:33
mind with these problems anymore Sometimes you00:06:35
have things that are no longer in your00:06:36
control so I invite you to00:06:39
watch Dani Cash today and send it to00:06:41
a friend and talk about it, take a little from the00:06:43
newspaper Come here and watch about00:06:44
investing in Finance, it will be00:06:47
worth it Only if you have00:06:49
your Finances Ok, everything is cool,00:06:53
investing in the States States investing00:06:55
in another country in another currency And then you00:06:58
have it for yourself for the future and to00:07:00
donate and to invest in other things then00:07:03
the program is for you but you want to00:07:05
learn more or less how to deal with00:07:08
this big and important factor that00:07:12
Finance I invite you to stay with us00:07:15
until the end OK Without further ado let's00:07:18
introduce our guest here, he is00:07:20
very special, he is a friend, I met him00:07:23
some time ago before he moved to00:07:25
the United States, that's why I said00:07:26
that the special program he He's coming00:07:28
straight from the United States to talk00:07:31
to us, he's leaving in a couple of days,00:07:33
but he found a space in his diary to00:07:36
come to Danny Cash to share what00:07:38
he's been doing in the other country, his00:07:43
mission, his truth, he's going to talk to00:07:45
us a little, he's a consultant financial00:07:47
his mission is to simplify the way of00:07:51
investing in the United States and he wants to00:07:54
transform many Brazilians into00:07:57
global investors his name is00:07:59
Marcos Nunes Marcão, thank you, man, and he00:08:03
's here with us, I'm very happy,00:08:04
thank you for participating, it's a great pleasure,00:08:07
he's here with you a guy that I have admired for a00:08:09
long time, well over 4 years00:08:12
before I00:08:13
went to the United States, through the00:08:15
perfect work that you do here in the00:08:16
city of Paulínia since your time as a00:08:18
councilman, a work that you00:08:20
constantly do there with the population and00:08:23
now acting there in a brilliant way00:08:25
together with the mayor of the caselado doing00:08:28
excellent management I came here from outside I00:08:30
noticed a big change in the city00:08:33
you are to be congratulated I think this is00:08:35
important not only for Pauline but00:08:37
more for the whole of Brazil So00:08:38
congratulations, it's an immense honor to be here00:08:42
with you, with your00:08:44
viewers, your00:08:46
followers, and good evening, all the audience00:08:49
that's here with us, thank you,00:08:50
thank you, what an honor, and in politics, it's very00:08:52
difficult to get feedback, man, but look00:08:54
when we There is feedback we00:08:56
receive with marmor with Margarida But you00:08:58
coming from outside a first class country and00:09:01
being able to see these changes here in00:09:03
our city that's cool I'll comment00:09:05
with you too thank you and it's been 4 years00:09:08
Marcão you were Wow how00:09:09
fast it goes right, almost the pandemic we went before00:09:12
the pandemic in reality it was a00:09:14
very different story we always had a00:09:17
dream of going to the United States,00:09:18
mainly I always had a dream of00:09:19
going to the United States but I worked for a00:09:22
multinational company but my wife00:09:24
never wanted to go abroad I wanted to stay00:09:27
close to my family, etc. and I ended up00:09:29
leaving it aside, I started to be an00:09:31
entrepreneur and from the moment00:09:32
you start a business you lose some of the focus00:09:35
that you want to invest and bring00:09:37
improvements to the countries00:09:39
where you live and I left a little of that00:09:41
aside, always working in the00:09:43
financial market, including here in Paulínia,00:09:45
he was the president, one of the00:09:47
Polyprev presidents of the administration from 2005 to 2008, one of the00:09:51
great administrations we had here, together00:09:53
with a brilliant team there, I didn't00:09:55
know that, he was the president of Polyprev,00:09:56
as a team that It helped me a lot at the time,00:09:59
formed by Juliano Marques, who is the00:10:02
director of pensions, Sandra Beraldo,00:10:05
who was the director of Finance and00:10:07
then she left and whoever passed took00:10:10
her place Alexandre Lima, we did a00:10:12
brilliant job together with the board,00:10:14
it was really like that It was fantastic to leave00:10:17
there, I set up another investment fund manager00:10:19
and I stayed there until I went to the00:10:22
United States and why we went because00:10:24
my company, my wife works at00:10:26
FMC at FMC Corporation, which for us is00:10:30
practically crossing the street, we live00:10:32
there in the Metropolitano, so practically00:10:34
crossing the street and received the offer to say,00:10:36
I said, let's go, it's00:10:39
necessary and she didn't want to go, I didn't00:10:43
want00:10:44
the opportunity to appear for her, I said,00:10:47
let's go now, let's go, we left everything, I00:10:49
sold my company, I had already00:10:51
disconnected a little, my daughter was already00:10:53
living there, man. youngest son was going to00:10:56
do the exchange, my oldest00:10:59
couldn't because he was finishing his00:11:01
medical residency here and I said let's go and00:11:04
we arrived exactly in July 2019, a00:11:07
period before the pandemic, it was a00:11:10
complicated period because the period of the pandemic00:11:13
was very, very bad. So we came to a00:11:18
completely empty city,00:11:20
completely empty New York and said oh my god,00:11:22
what is happening, but things00:11:24
evolved there, well, I love living00:11:29
in the United States, I really miss00:11:30
Brazil, thank God, we have the opportunity to00:11:33
go and come back, so we are there. My00:11:36
wife, returning here, received the00:11:38
proposal to return to Brazil on the00:11:40
first of February. I said, well, now I00:11:41
can't go back to Brazil.00:11:44
She came back here. I said, I'm going to stay00:11:46
here in00:11:47
the United States and then I can spend00:11:50
about four months in the United States00:11:52
I stay two three here I go back there so00:11:56
this is really cool, right00:11:59
so we managed to do this I00:12:02
can serve my clients there00:12:03
I have many clients here in Brazil who00:12:05
are sending resources there so I00:12:07
always make this bridge so for us00:12:09
there is been very cool cool Marcão and00:12:12
so00:12:13
physically I think that age also00:12:15
physically I remember that you are a00:12:16
very young guy to have three children00:12:18
you mentioned that you worked at00:12:20
Polly before in 2005 I didn't even dream of00:12:23
getting into politics nor did I dream in 2000 and00:12:25
I went It was politics in 2012,00:12:28
that's pretty good, a lot of things in your00:12:31
life, in your career, right man, that's cool,00:12:34
your kids, you said older,00:12:35
how many years older are you 31, man, I00:12:39
usually say that I had a much better00:12:43
chance of being a failure than of being00:12:45
a successful guy00:12:47
because my son was born I was 1800:12:49
years old damn and then that crash,00:12:52
right Putz lived in Brasília, son of a00:12:55
very well-off family in Brasília00:12:57
public servants of the federal government00:13:00
linked to gas policy the00:13:03
Federal Government like every Central Bank bank00:13:04
Ministry of Finance and suddenly my00:13:09
mother passed away when I was 10 years old and then at00:13:12
18 my father said I want to know00:13:15
bye I said okay bye I came to São00:13:17
Paulo São Paulo, my capital at the time00:13:22
my father-in-law my girlfriend's father00:13:24
welcomed us and we raised my little one, who00:13:27
is now 31, a doctor trained as an00:13:30
anesthesiologist, and then it was a career00:13:33
like that, it was a brilliant career, I married00:13:36
my wife Cláudia, who maintains00:13:39
our union to this day from this00:13:42
marriage, I had two more children,00:13:44
Isadora, who is 24 and Léo who is with00:13:50
So man, career is growing, everything is00:13:54
evolving very well there. I usually say that00:13:55
I was much more likely to have been00:13:57
a failure than to have been successful.00:14:05
and donating what00:14:10
we received, I think this is00:14:11
extremely important, we can00:14:12
talk about this more in the middle of one of the00:14:17
principles. They're going to put it like this, financial, so00:14:19
you can do well, this issue of receiving00:14:21
and giving, right, giving and receiving, you're sure,00:14:23
but first what I thought was cool that I00:14:26
told you at the beginning, right, many young people watch00:14:27
us until the weekend, so this00:14:30
link will reach many young people who00:14:32
are inspired by me in relation to politics00:14:35
and I see your story man Sometimes00:14:38
the man You're at this moment, 18 years old with no00:14:41
perspective, the guy lost his mother when he was 1000:14:43
years old, it's a column and you show that it's00:14:48
possible for you to get back on your feet, find00:14:51
good people on your path, follow a00:14:54
cool path, that's really cool,00:14:56
the program was really worth it alone with00:14:58
this little text, I didn't even00:15:00
imagine that another00:15:02
cool thing had happened that you said, that00:15:04
today you have the possibility of entering and leaving00:15:06
the United States, entering and leaving So00:15:07
today you entered the United States00:15:09
that you have, you have this Freedom00:15:11
like How does it work? You have this, the00:15:14
greencar, what is it like, right? In fact, the00:15:17
ways you can enter to work, you00:15:19
have how we were. My wife was00:15:23
transferred. We entered with a visa00:15:25
called L1, she with L1 and I with L2, and00:15:29
our children also qualify. 2, L100:15:32
allows my wife to work there and00:15:34
L2, as my spouse, also works there, but00:15:36
this leaves us trapped and then00:15:40
we apply for wincar, we were00:15:42
extremely blessed. Thank God, I00:15:44
always say that our life is just00:15:47
gratitude to everything that We have a00:15:50
very strong mindset that we are going to get00:15:52
our greencar in nine months, we00:15:54
can get our play and then Green00:15:56
Carlos of the possibilities of coming and00:15:58
going at any time, L1 L2 was also00:16:00
possible, but during the pandemic period if00:16:03
the If we were here, we couldn't go00:16:04
back, I understand, and then it was a00:16:06
very tense period because we thought00:16:09
Damn, we're not going to be able to go back to00:16:11
Brazil, my mother-in-law was sick at the time,00:16:13
we wanted to be here close to her And00:16:16
then I remember to this day in November00:16:18
2020 our group arrived and it was00:16:22
funny that we were on the deck of00:16:23
our house and we were contemplating the00:16:26
landscape that we had a00:16:27
very beautiful landscape in the background in the cool forest00:16:30
we looked up and an eagle was passing by00:16:32
and an eagle the eagle It's the00:16:34
American symbol, right? Look, I said damn, my00:16:36
wife still said love, look at this eagle00:16:38
here, look, wow, I've never seen it before, she00:16:40
said, our greencar will arrive, damn,00:16:42
the next day. Our play was in00:16:45
our half box and we said, do you remember00:16:47
that, so it was really Well, your wife00:16:50
also has an advanced mindset when it comes00:16:53
to mindset, very, very focused,00:16:55
improving your mindset, my eldest son00:16:57
says, well, you're going to talk about more than seven00:16:58
podcast, I didn't, I'm going to talk about more than00:17:01
seven because that changes everything, I00:17:03
really believe in the company that I work today,00:17:05
we focus a lot on the issue of00:17:06
more than seven mentalities with our00:17:09
consultants, we have a very00:17:10
large team, so we always focus on this00:17:12
issue of mindset, we know that00:17:14
by saying what you00:17:16
initially stated, we give, we receive,00:17:18
the more we receive more we00:17:21
give it's a donation life has to be a00:17:23
donation otherwise it doesn't make perfect sense00:17:25
that cool I mentioned to you about00:17:28
the possibility of going to the United States I00:17:30
only had the possibility at this moment to00:17:33
visit Orlando, right but it was already like that00:17:36
It has opened my mind, it has expanded a lot of00:17:38
things, a lot of knowledge in my00:17:40
professional life, in my life also as a00:17:42
businessman, as an entrepreneur, I dream00:17:45
of going to other places like you, the00:17:47
White House or Capitol,00:17:50
Harvard, so several other places there,00:17:52
you were close to all of this, like she00:17:53
I was really cool if you asked me00:17:56
I live today in the city of New working00:17:59
deadlor is the second smallest state in00:18:01
America it's the tiny state that00:18:03
borders Pennsylvania Merlin I'm00:18:06
an hour and a half south of New York it's00:18:10
an hour and a half north that Washington00:18:11
in the cities you dream of00:18:13
visiting by00:18:16
car and if you don't want to go by car00:18:18
you go by train because there are three00:18:20
fantastic ones there but by car it takes an hour and a half to get00:18:22
there and then it's a00:18:25
really cool place for you to get to know a place It's00:18:27
really cool for you to be there, I usually00:18:31
say that the United States, when00:18:34
we're there we breathe00:18:36
entrepreneurship, it's a country where00:18:39
entrepreneurship is like this00:18:40
everywhere we see extremely00:18:43
young people talking about business talking about00:18:46
investment anywhere you go.00:18:48
Come on, you're in line at a Starbucks, you00:18:51
're in line at one of any situation,00:18:53
you're on a plane, you00:18:54
always hear people talking about undertaking00:18:57
entrepreneurship, so a place where00:19:00
we expand our vision too much and that's00:19:02
exactly what you said when00:19:04
you have this issue of being outside of00:19:06
a country we can expand, sorry,00:19:09
we can expand our vision00:19:11
and certainly bring new things to00:19:15
where we live today, I think I00:19:17
still have an obligation to my country,00:19:20
although in the United States and today I will00:19:23
spend four months there and two three months00:19:26
here but I think I have a lot to00:19:29
offer here that I grew what I00:19:32
learned there it gave me a00:19:34
great vision I think I have an00:19:36
obligation to donate this to my country00:19:40
my city Paulínia, which I brought00:19:43
as mine, I mean with this Paulinho,00:19:46
when I met his wife Pazetti family, you know,00:19:49
daughter of Valter Pazetti and Teresa Mia,00:19:51
so that was really cool for us,00:19:54
I was very well received and I already00:19:57
felt like I was donating a little when the00:19:59
president of the previous Polo and I think00:20:02
I still have a lot more to love both00:20:04
our country and our city00:20:05
Thank you, cool man, I'm glad you didn't00:20:09
forget the origin of your00:20:11
knowledge and so on and what's00:20:13
good today on the internet, right man, it's on today00:20:15
mobile is on social media today,00:20:18
you may be in the United States and00:20:20
you are taking your courses or your00:20:23
lives, your posts, we can follow you here,00:20:27
enjoy learning and today, but00:20:31
we want to understand a little more today,00:20:32
what do you do, what do you do? It's your company00:20:33
and then we can ask you a little bit00:20:35
about investment, cool, very00:20:37
cool, good, when I went to the00:20:39
United States, here I always worked in the00:20:41
financial market, so I started at a00:20:43
consultancy company, I worked at several00:20:46
banks, I was the president of Polyprev, where00:20:48
did I go? I was responsible for the00:20:50
investment part of polyprev, we did a00:20:52
really cool job, not only at00:20:54
polyprev but also in Brazil as a whole,00:20:57
Paulinha during this period became a model00:21:00
and some cases that we did here00:21:02
were replicated to all00:21:04
municipalities in the country, that was very cool00:21:06
at that time00:21:07
and then I always worked with the high income00:21:10
public, high income I set up my00:21:12
fund manager, I worked with a00:21:14
pension entity and the high income public in the00:21:17
United States I also worked with the00:21:18
high income public, both Americans and00:21:21
Brazilians, my objective was to work in one of the00:21:23
largest investment brokers in the00:21:25
world and my objective was to take00:21:27
Brazilian clients to invest in the00:21:30
United States00:21:31
I stayed at this company for two years00:21:34
in September 21 I had a00:21:38
vacation trip with my wife we were00:21:39
in San Francisco, California I said00:21:42
love I don't think it's going to work out very well.00:22:01
our best00:22:04
years I said yes but 2022 I do00:22:07
n't think it will be like that I got my vision right in00:22:10
February 2022 I met the company00:22:13
I work for today called Five Rings00:22:15
fination it's a Colorado company an00:22:17
American company based in Colorado and00:22:20
today I work in a group at a00:22:23
Brazilian agency where we call00:22:25
Brasília ners where our goal is to00:22:28
transform the Brazilian community00:22:31
Brazilian immigrant into the most00:22:34
Prosperous community in the United States this is00:22:36
our Great Mission get there sub employment that's what00:22:39
you want in this he arrives00:22:41
there There are a lot of Brazilians who go00:22:43
there and make a lot of money in any00:22:47
situation. The vast majority of them go. As00:22:49
the man goes to work in00:22:51
construction and the woman goes to work hard,00:22:53
they are paid very well for that,00:22:55
but they don't know what to do with the00:22:57
money. and that's what we do, we provide00:23:00
financial education for these people,00:23:01
we Teach these people to invest, we00:23:04
Teach these people how to allocate00:23:06
their investments and what is best, we00:23:08
Teach these people how to create a00:23:11
tax-free future income for life and free of00:23:15
any risk investment linked to00:23:18
one of the main American indices and00:23:20
this makes this00:23:21
American community extremely prosperous00:23:23
these guys imagined back then that not00:23:26
to work to work00:23:29
money for Brazil exactly you00:23:31
got exactly the point and we00:23:33
showed it to this Guys, it's wrong for00:23:35
you to send money to Brazil00:23:37
because several people sent00:23:39
money here because they didn't imagine00:23:42
that they could invest there in a country that is00:23:44
the largest economy in the world and create an00:23:47
income in dollars And that was exactly00:23:49
Our purpose And then I as I have a00:23:52
little more expertise, there are years of00:23:55
financial market that also ends up taking00:23:57
this opportunity for Brazilians who00:24:00
live here for a slightly00:24:02
higher income public, but for Brazilians who00:24:05
want to00:24:06
protect their assets, create an00:24:09
income in dollars, they have started to invest in the00:24:11
States United so basically This00:24:13
work of mine00:24:15
the other income is what it is today more or00:24:18
less let's go when we talk about a00:24:20
high income public in the United States00:24:21
people call it nomenclature in English it would be00:24:24
the rainete public These00:24:27
are people above 2 million00:24:30
dollars when the we talk about high00:24:32
income than two million more in how do we00:24:34
talk about investments00:24:37
liquid investments invested in the right market and00:24:40
when we talk about high00:24:41
income public here in Brazil I lost a00:24:43
little maybe I lost the ruler a little00:24:46
but I I think that a public that00:24:49
today has something around one million, 100:24:52
million and a half reais invested here in00:24:54
Brazil, so a public that is00:24:57
able to have their investments00:25:00
here and wants to invest in the00:25:03
United States But to give you a base, the00:25:05
Brazilian who Here you have the00:25:08
possibility of investing at least 1000:25:10
thousand dollars per year, we say something00:25:12
around 50 thousand reais, taking advantage of the fact that the00:25:14
dollar has fallen,00:25:24
I'll go there and make an average exchange rate there, hey,00:25:28
and then we say, we usually say00:25:31
that if you have 10 thousand dollars a year00:25:34
we can make a plan00:25:36
so that you generate income in dollars to00:25:40
receive here in Brazil what is the best00:25:42
of all worlds, right That was from everyone and00:25:45
I know that at this time of the pandemic00:25:46
I was a bit in doubt, will I stay00:25:48
in politics? I won't stay in politics.00:25:50
I had received an offer to00:25:51
work, it's a training company.00:25:59
open00:26:01
my training company He opened00:26:04
his training company, the guy managed to00:26:05
get five clients in the United States,00:26:07
man, he made five dollars in dollars and then00:26:10
five, he started00:26:13
making money in dollars in dollars at his house in00:26:15
Brazil, here in Brazil and doing00:26:18
consultancy coaching It's00:26:21
training, mentoring me with people from the00:26:25
United States, I said, well, he knows how to00:26:27
speak English, right? Of course, he's well00:26:29
ahead, I already started the English course, I'm already00:26:31
taking English, but I saw, man, I00:26:34
said, Then I started like I didn't even when I00:26:36
set up a pet shop I didn't I set up a pet00:26:38
shop I was on a Business course and he00:26:40
was talking about the Blue Ocean from the book I00:26:43
said my God give me a blue scene give me00:26:45
a blue scene give me a Blue scene something that00:26:47
no one has ever done to me I started to feel00:26:49
ask Hey, there's no pet00:26:52
shop exclusively for cats in my head.00:26:55
It was on Google. There was no pet shop exclusively00:26:58
for cats in Brazil. There wasn't one00:27:01
that was more or less similar to what I looked like in00:27:03
Curitiba. I took the car and00:27:05
stayed in Curitiba for three days. a house00:27:07
was a house so there was a part there00:27:09
for the cat, everything for the dog and then it worked00:27:11
very well, it worked very well for the00:27:13
dog and I did some research here, my00:27:15
friends who had a cat and I said look,00:27:17
you take your dog, your cat Pet00:27:19
Shop She never because my cat comes back00:27:21
clean but he's00:27:24
scared he comes back skittish because only he00:27:27
smells dog I said if00:27:30
there was a pet shop just for cats she00:27:32
said no then I'd take it I said00:27:33
man look man I'm the one There is no market, there is00:27:37
no there, I went, I took my sister-in-law, but00:27:41
my wife, we went to a00:27:43
pet shop course, we got there, we finished the course,00:27:45
man, the woman didn't pass a cat through the00:27:47
grooming, I said so, but where is the cat, it's a00:27:50
cat, you're crazy, you are. crazy cat only00:27:53
if you see it I said my God and then I opened it00:27:57
I interviewed with several groomers00:27:59
none of them wanted a cat only one that wanted I00:28:01
took it I said like this man if the cat is00:28:05
difficult for those who are already in the market they00:28:06
don't want it didn't fly to get my wife00:28:08
then my sister-in-law who is arriving now00:28:10
to deal with a cat which is difficult and00:28:12
challenging so let's start normally and00:28:14
who knows in the future So I'm just00:28:17
giving you this summary because00:28:18
initially it was to find the00:28:20
blue ocean and that's not wealth, for example if00:28:23
no one is there making the cat you get a00:28:24
pet shop just for cats how many cats does00:28:25
Paulinha have and in the United States you00:28:28
have an idea the cat has more than00:28:30
the dog Brazil still the dog is00:28:32
bigger is the first Pet then the cat the00:28:35
two biggest States The United States is the00:28:36
opposite And then I got this00:28:39
Blue Ocean thing and I wanted to00:28:42
find it too, so I said how I00:28:44
can make money in dollars I started00:28:47
asking myself how I can make money00:28:48
Look, I was going to find the answer but then my00:28:51
life went to another corner I dedicated myself to the00:28:54
other situation where we were very00:28:55
successful, very successful here with Mayor00:28:58
Caselato, when he left as a00:29:01
candidate for re-election, I believed a lot00:29:02
in his campaign, so I abandoned00:29:04
that situation, but the question still remains.00:29:06
Who knows, here today too? We don't00:29:08
learn a little, right? What are the00:29:09
paths to follow, like how to invest00:29:12
something that you already have in dollars,00:29:15
anyway, but it's today that the dollar has dropped to this00:29:20
level that we can00:29:21
do, it's good to buy what you think00:29:23
is good Do I always say00:29:25
always buy dollars, regardless00:29:29
of the moment, we usually say,00:29:30
especially Brazilians who live00:29:33
here and want to have an income in dollars,00:29:36
we call it the average exchange rate,00:29:39
don't care about the exchange rate, send your00:29:42
money abroad because you will be00:29:44
investing in the largest economy in the world, that's00:29:46
what you have to put into your head, forget the00:29:48
exchange rate if you bought it back then exchange rate at00:29:52
5 and 90 5 and 80 is no problem Today you00:29:55
are buying at 4.90 but historically you00:29:59
just take it the beginning of the Real in 94 was00:30:02
created at a parity of one dollar for00:30:05
one real one dollar when I lived in the00:30:08
United States there in 95 when I met00:30:10
my wife I got to pay when00:30:12
I came back to Brazil I paid the bill00:30:14
cheaper in real than I paid in dollars00:30:16
it was 085 090 something like00:30:19
that today it hit six today it dropped to00:30:23
4.90 something So forget the exchange rate And00:30:26
then I usually say the following there are00:30:29
three ingredients of wealth that00:30:31
people need to start understanding and00:30:34
that is a lot more important than00:30:37
the exchange rate, first of all,00:30:39
obviously the money, how much you are going to00:30:43
invest And then bringing that up,00:30:46
we say the following, you00:30:48
need to create the habit of paying yourself00:30:51
first, everyone has their obligation00:30:54
with rent, that is, with00:30:56
car house financing00:30:57
that light that you have to pay and you00:30:59
so you have to create the habit of00:31:02
paying yourself first00:31:03
that is number one to start creating00:31:05
your safe number 2 what is the second00:31:08
ingredient of wealth interest rate the00:31:11
rate of return on the investment you00:31:13
will be making, it needs to be an00:31:15
ideal rate that does not compromise you too much00:31:17
in terms of risk but that gives you an00:31:20
adequate return, so we talk about00:31:22
risk return analysis, this has to00:31:24
have an adequate balance with your profile00:31:27
of risk and the third ingredient of00:31:30
wealth is time and then we say that00:31:33
time among the three ingredients is the00:31:36
most important one Look, because00:31:39
time if we lose we don't00:31:41
get it back while if I don't have it I did00:31:45
n't put in so much money I need to00:31:47
invest more money, let's imagine that00:31:49
you made a goal of 1 million reais00:31:51
or let's make a goal of 100:31:54
million dollars in dollars in 30 years00:31:57
if you had started 20 years ago00:32:01
10 years ago the amount you should00:32:05
invest monthly, it would be smaller00:32:09
than what you start today, so the00:32:11
third ingredient, like time, so00:32:13
I think this is the big one, it's a tripod,00:32:16
right, it's a tripod, it's a big message, and00:32:18
up front,00:32:19
expectations. Of course, we can't00:32:22
guarantee the what happened in the past00:32:25
makes us look in the rear view mirror But even00:32:28
looking forward we believe that00:32:30
the dollar will always be a winner ahead of00:32:32
the main world currencies So00:32:34
in 30 years when we talk00:32:37
about starting to have a00:32:39
retirement income this dollar here Today, he00:32:42
returned home below five, it00:32:45
could be 8 10 12, we don't know and00:32:48
that value that you put there00:32:50
annually, you were making an average price of00:32:53
four and ninety five ninety five and00:32:56
40, it won't matter because the00:32:59
quantity you will have accumulated at00:33:01
an appropriate interest rate and it is an exchange rate00:33:04
up front that will compensate for all00:33:06
these fluctuations, it makes a lot of sense00:33:11
and so in practice00:33:13
this issue of paying First, let's go, that's why00:33:16
I earn 20 thousand 10 thousand,00:33:19
what would it be to pay first, take a00:33:21
percentage for me came from paying00:33:23
the bricklayer first, who I have to00:33:25
pay, pay my barber first, who we00:33:28
pay everyone, right, he takes00:33:30
our day, well, I pay everyone, barber,00:33:32
bricklayer00:33:34
anyway, and I don't pay myself You have to create this00:33:38
belief paying me first and taking it00:33:40
is a percentage there is a00:33:42
right percentage there is no right percentage00:33:45
or an ideal percentage what we00:33:47
do we do an analysis for our00:33:49
clients which we call the00:33:50
financial funnel We help our00:33:52
clients, especially our clients who00:33:54
are there in the United States, we do00:33:56
a little financial research and analyze where00:33:59
their expenses are coming from and we always want to00:34:02
make sure that what they earn is much00:34:05
higher than what they spend and sometimes even00:34:08
people who are able to save00:34:10
a lot this money, when we00:34:12
do a more careful analysis,00:34:15
people say Wow, but I spend so much00:34:16
money on this exactly And then you,00:34:20
before that, you're going to do it. Beauty, so00:34:22
before spending it on the bricklayer, the00:34:25
barber, the hairdresser, whatever it00:34:28
is, I received 20 10 thousand reais that is00:34:31
part of this is mine I paid for myself So what do00:34:36
people usually do Oh I00:34:38
invest what is left And then at the end00:34:42
of the month there is nothing left what do we have to00:34:45
do I will spend what is00:34:48
left after investing This is the00:34:51
ideal model so basically what you have00:34:53
to do I usually say that between 1000:34:55
and 30% It would be ideal between paying00:34:59
first And then success is the other00:35:02
matrices the other tripods the other the00:35:05
other steps will be a consequence of your00:35:08
situation and then an important point for00:35:10
people with a lot to invest Ah, I00:35:14
want to know where it is best for me to invest,00:35:15
invest in the American Stock Exchange, invest in the00:35:18
Brazilian Stock Exchange, invest in00:35:20
public bonds, whatever it may be, but these00:35:23
people first forget to00:35:25
save and there is no investment if you00:35:30
don't save before so before you00:35:33
invest you need to first learn00:35:35
to save after you learned to00:35:38
save you made it a habit in your00:35:40
daily routine monthly biweekly whatever it00:35:43
is you create the habit of investing00:35:45
So that's the sequence Wonderful and00:35:49
so you me Let me say, God was00:35:52
good to me in part because00:35:55
some of the financial success I had00:35:58
was due to saving, but what I say was00:36:01
unconsciously, that is, it was kind00:36:04
of forced, that's why I say that God00:36:05
was good, because I would have had to save because00:36:07
of my conscience. Oh, I'm00:36:10
saving In00:36:29
February, I didn't even go after it, but I think00:36:32
the sellers said, wow,00:36:33
new people are coming into the Chamber, let's00:36:36
sell, let's sell, I was just00:36:38
starting my life, I was dating, I was going00:36:40
to be engaged, I needed to think about myself00:36:42
and they went to sell me one00:36:44
apartment,00:36:45
my advisors, everyone bought it.00:36:47
Including me, I said, well, we're going to have00:36:50
a good salary, we're single,00:36:52
we still need to invest, so I went to buy00:36:54
an apartment off the plan, right?00:36:59
the pre-work00:37:02
was 100 thousand reais which I paid at that00:37:04
time when I went to finance the00:37:07
apartment because I was an exposed figure. There was00:37:09
no councilor who would finance it for00:37:12
me, none of them because it was you losing the election,00:37:14
now I said man, I paid all of that, so00:37:16
now there's no guarantee if I I'm going to win or00:37:19
lose, I don't know, but I need to finance it00:37:21
if I lose. I'm an engineer.00:37:30
So, if I have00:37:34
30% risk, your income increases00:37:37
even more, right, and we were always00:37:42
in a little bit of a stretch, I left one00:37:44
company, I joined another, so Akita,00:37:46
we say, if you left one, you would get a00:37:48
good settlement, a good settlement later.00:37:50
I went into another I was going forward00:37:52
I was going forwarded within these00:37:54
construction companies And then what I did I went00:37:57
to the bank the guy said I didn't say my God00:37:59
what is the way out I went to see there was a00:38:01
cancellation which was I lost 25% of everything00:38:04
what I put there I was like man who00:38:06
wants to lose 25 thousand reais I said no it's not00:38:09
possible to lose I don't believe it I don't00:38:11
believe it I went to talk to a friend who is a finance guy that's why00:38:14
knowledge is worth it when I tell you to00:38:16
watch this program and talk and I said00:38:18
Danilo I think which is God freeing you, man,00:38:20
look at your financing, how many00:38:22
installments do you want to keep?00:38:31
almost more than double00:38:35
much more double And then I said, man,00:38:38
you're right, man, I canceled the contract, I got 7500:38:42
thousand to open my pet shop Look, the00:38:45
pet shop opened and I already paid for the pet, I already created00:38:48
another income, you know, so that's how it00:38:51
helped me So you saw that it was a00:38:52
forced savings ended if not forced and00:38:56
another situation that also happened00:38:58
that was a forced savings also came back00:39:00
that money so today I00:39:03
learned today not today I pay myself00:39:05
first maybe not not using that00:39:08
word but that way I'll get it out myself00:39:10
payment So about this tripod you said00:39:12
like if you pay first I wanted to talk00:39:13
about another one which is important time00:39:16
you have one thing Marcos that is00:39:18
close to the soul of the young person is always00:39:21
thinking that tomorrow there is time to do it00:39:23
tomorrow there is time to do it if they00:39:25
noticed that people say all00:39:28
older people say like if I were00:39:30
your age if I had started at your00:39:32
age and it seems that they don't believe it00:39:34
doesn't believe it00:39:35
And today you think that someone to start00:39:37
investing to start saving00:39:39
worry about being 18 years old Dude, I had00:39:41
to start, what are you, what age do00:39:43
you say, what do you think, I00:39:45
would say that all the money you00:39:48
receive you should save some of it, right,00:39:51
any and all money and then This is00:39:54
very useful for the young people who are00:39:55
watching For those of you who are00:39:57
watching us who are young, 18 or 20 years old,00:39:59
save as much as you can as quickly as00:40:02
possible because00:40:04
Brazil unfortunately has an issue of00:40:07
not having what we call00:40:09
financial education in schools, there is there, there is a00:40:13
little, ok starting but there the00:40:16
Americans have a slightly00:40:18
different culture there, thank you Danilo there we00:40:21
see many many children six seven eight00:40:25
years old and there it is very common for00:40:27
grandparents in the area to pay money at Christmas at00:40:31
any party go there and give money to00:40:33
these people They open00:40:35
little ones, they open00:40:37
a brokerage account with their parents And then you see00:40:39
people, little boys talking Ah, I00:40:42
bought shares in Facebook, I bought shares in00:40:44
Google, Nintendo, something that is in00:40:48
their daily lives but that they like there, I00:40:50
bought it, I don't know. the Disney probe00:40:53
something like that that is in everyday life that he00:40:55
knows is there he feels like a00:40:57
Disney participant buys the share buys it cheap00:40:59
two three goes to the fractional and buys the00:41:03
Coca-Cola share and they start buying they00:41:05
buy there is something that there is no00:41:07
donation here, I have some00:41:09
shares in my portfolio, I can donate,00:41:11
pass these shares directly to00:41:14
my son, a child, a grandson,00:41:16
something here, we don't have00:41:19
this issue here, as much as we00:41:21
hear that a child earned money,00:41:24
put it where in the savings account, that's the most00:41:27
we hear, I remember when I was a00:41:28
child Ah, go put the money where00:41:30
in the savings account, bamerindos are still00:41:33
in good shape, right, the piggy bank where00:41:37
you break the piggy bank, we didn't00:41:39
have a culture of looking for00:41:42
financial assets and there is this culture there00:41:45
so it's a little different but I think00:41:47
we can bring this00:41:49
culture to Brazilians and so it doesn't00:41:52
need to be a stock market because with an00:41:54
interest rate of 13.75% here you don't need to00:41:57
run risk on the stock market There it is difficult for you00:42:00
to get 13% per year on some00:42:02
risk-free fixed income investment, here you get it for00:42:05
all young people. Answering your00:42:08
question, regardless of age. You won00:42:10
something, money you gained, keep 1000:42:13
20 30%, the rest you use to buy00:42:17
your o yours your sweet to go to a00:42:21
club with your girlfriend whatever it was00:42:23
you are very small always00:42:25
keep this one you are creating this habit00:42:27
from an early age The sooner we00:42:31
incorporate a habit into ourselves the more it00:42:34
becomes00:42:35
real we have the our life is made up00:42:38
of habits, bad habits and good habits,00:42:41
if we can incorporate00:42:43
good habits into our routine And then speaking of00:42:46
financial routine, our success is00:42:49
practically guaranteed Considering the00:42:51
third tripod, third ingredient of00:42:54
wealth, which is time, which is time and00:42:57
So,00:42:59
the time you said00:43:01
about the father providing financial education00:43:05
in schools, so he said this,00:43:07
even though it isn't there in the United States,00:43:08
I don't have it in Brazil, people don't00:43:10
take this responsibility Only with the00:43:11
government, yes, there isn't, now is the era do the00:43:14
pics, you're going to have your son's birthday,00:43:16
ask for pics, man, he's about to come in. You already00:43:18
teach, you've already read a book there, you do your part,00:43:20
right? And who has seen this on my00:43:23
birthday, make a pix, so start00:43:25
bringing this culture to the child, the father00:43:27
can part of it I think this will00:43:29
be good even for adult life I read a00:43:32
book I don't know if you've read it you're00:43:34
saying I remembered I didn't even remember that I00:43:36
had read this book I read the book00:43:38
The driver and the millionaire he the00:43:41
millionaire driver he talks about what00:43:44
you reject the perfect immediate pleasure00:43:47
and you like he talks about the chocolates he was00:43:50
he was a driver for a lot of00:43:52
Millionaire and the guy buys a box of00:43:54
chocolates and said like this and started the hand00:43:55
was teaching him behind the chocolates00:43:58
question of finance he became rich and he knows how to00:44:00
say it without giving up a lot00:44:03
and that's it, right, if you00:44:06
teach your son from the beginning to give up00:44:08
immediate pleasure, what was my immediate pleasure in00:44:11
my apartment, it was getting the00:44:13
key because in the apartment in a00:44:15
little while you take the key and enter this is the00:44:17
immediate pleasure now you pay a00:44:20
consortium which may take00:44:23
longer but you can be drawn or00:44:25
with the money you can be a00:44:28
gathering for you to bid you00:44:30
don't know then you don't want right, you don't00:44:32
want to avoid immediate pleasure, it00:44:34
totally makes sense You touched on00:44:36
Perfect points that we use in00:44:39
behavioral finance today in00:44:42
Finance courses, postgraduate MBA studies and00:44:46
even perhaps in undergraduate courses There is a00:44:47
behavioral finance course that00:44:49
talks about exactly this among other00:44:52
aspects exactly this issue you00:44:55
will only be able to save And then going back to what00:44:57
we talked about some time ago you00:45:01
renouncing your immediate consumption And then00:45:04
one of the techniques exist for this oh00:45:06
you thought about buying something are you00:45:07
at the mall thought about buying00:45:08
something look, go back to your house, think for 2400:45:11
hours and see if that thing there makes sense or00:45:13
not to you because many times it's00:45:15
consumption, it's00:45:16
compulsive consumption, I have a00:45:19
compulsion to buy And then that thing there will00:45:23
do what I don't need that in my00:45:24
house you bought what you00:45:27
bought you could have00:45:29
invested you could have saved And then00:45:32
comes another aspect that we00:45:34
always talk about also you within yours in00:45:37
your Seara within yours in your00:45:40
political life here you must have seen00:45:42
how many families do not end For00:45:47
financial reasons,00:45:48
many marriages don't end due to00:45:52
financial problems, so the other00:45:55
aspect that we always talk about is that you don't have to00:45:58
have my account, your account doesn't have to00:46:02
be, I manage the00:46:04
finances, you manage the house, it's00:46:07
all together00:46:08
bring your wife to participate in00:46:12
Finance bring your husband to00:46:14
participate in Finance management bring00:46:16
your whole family your children to00:46:17
participate in Finance issues make00:46:19
a plan together guys what00:46:22
we are going to do at the end of the year Ah, let's00:46:24
do a trip to Disney Ok00:46:27
for us to take a trip to00:46:28
Disney From today onwards we will00:46:30
need to save so much per month and to00:46:33
save so much per month we will stop00:46:35
consuming00:46:37
that we will not be able to go to the00:46:41
cinema as much we will not be able to have lunch as much00:46:42
except if we do this at the end of the00:46:46
year we can do it cool cool00:46:48
everyone is engaged with you if you say00:46:51
Gee, I want let's go out to dinner no00:46:54
dad we're going to save money00:46:56
online you'll have support you'll have00:46:58
support so get everyone involved the people in00:47:01
your family when it comes to00:47:04
Finance This is one of the great tips for00:47:06
success, so take note guys,00:47:09
everyone is watching and enjoying it Kikão,00:47:14
we spoke well about two tripods that you00:47:17
brought, right about time and also about saving00:47:21
and now the question of investment What00:47:23
is my question,00:47:25
take time, for example, it depends00:47:29
on your attitude of starting at00:47:32
some point. I need to start now at00:47:33
18, so anyway,00:47:35
the definition of saving is also00:47:38
completely your definition and also of00:47:41
earning money, so for example, if00:47:42
I have it and I'm saving it's because00:47:44
I'm earning from somewhere, so the00:47:46
question of earning also depends00:47:48
entirely on me, I'll speak for myself,00:47:50
I have a lot of difficulty with00:47:52
investing because I worry about how to00:47:54
make the money, how do I I'm going to earn00:47:56
how I'm going to increase00:47:59
when there's a financial challenge I00:48:02
sell some Coaching consultancy I00:48:04
can00:48:05
do this which is00:48:07
my training and save too I'm doing00:48:11
this exercise together with my family00:48:13
saving here saving there but now the00:48:15
question of invest man, that's why you00:48:18
have to have professionals because then00:48:19
you have people that I'm not going to00:48:21
learn how to invest, I'm never going to learn how to00:48:23
do it, you know, there really needs to be a00:48:26
consultancy, someone to help because you00:48:30
see that, right?00:48:32
I don't Or you turn00:48:34
it around, you make money, it makes a little00:48:36
sense,00:48:38
total sense, you, you,00:48:41
each time you impress me more, the00:48:43
topics you raise seem like00:48:45
we talked here before, but in00:48:46
reality it wasn't anything, and these are the00:48:50
big points because I I have00:48:53
medical clients, clients00:48:55
from different professions, and sometimes00:48:58
people stop and think I need to learn how00:49:00
to invest, I'm going to take care of00:49:04
my investments, I'm going to learn how to00:49:06
invest in the stock market, look at the graph,00:49:08
buy high, sell low,00:49:10
it's ok, it's just as long as you it will take00:49:14
to learn and the time it will00:49:16
take you to do it00:49:18
if you dedicate yourself to it you will00:49:20
stop making money00:49:23
from making money so we need to00:49:24
pay attention to two types of00:49:27
professionals that professional that00:49:29
we have seen today very very00:49:32
massively especially on00:49:34
social media, that professional who00:49:36
understands absolutely nothing about what00:49:39
he is saying has no expertise whatsoever00:49:42
But he sells a course and then people go00:49:46
there and buy that course, this00:49:48
professional is in that situation00:49:50
where oh I'm going to talk and you go, I'm going to00:49:55
teach you how to invest and you're going to do it00:49:59
the way I tell you to do it,00:50:02
but the investment decision is yours.00:50:05
I have no responsibility whatsoever, it's00:50:08
your responsibility, that's right, by00:50:11
no means.00:50:13
professional who00:50:15
studied that professional who is00:50:17
licensed that professional who has00:50:20
to pass tests for certification00:50:23
to act as a partner in the00:50:27
investment arm of that client where this00:50:30
partner will not come to you and00:50:33
say oh00:50:34
I'm going to give you a course like this you're00:50:36
not going to do it, it's my responsibility00:50:39
if I do something that was bad00:50:42
for you, it's my responsibility I00:50:46
made the investment according to the00:50:48
planning we did together, but00:50:51
I did it for you00:50:53
or you did it alone but with my00:50:57
guidance Ok but I'm responsible00:51:17
see that you00:51:20
are licensed So you had a test,00:51:22
you had to walk there to get there, that's it00:51:25
both here and there, there is a00:51:31
very rigorous specialization, we00:51:34
need to go through courses, we00:51:36
need to go through tests to get the00:51:38
authorizations and there it is a bit more rigid00:51:42
than here we have to take a00:51:44
test where you have to study a book00:51:45
almost like a Bible and then for each00:51:49
state where I go to serve my00:51:52
clients I have to be registered in00:51:54
that state so I go through a00:51:57
test I have to be approved After I00:52:00
have been approved, I pass it on to the client,00:52:01
it's called background Jack, which is an00:52:04
inspection, it's a financial criminal analysis,00:52:10
fba, American government, everything. You can only,00:52:14
if you're ok, leave your00:52:18
Finger in front, that is, your fingerprints00:52:20
to that if something happens you00:52:22
are already registered with the National Bank And then yes,00:52:25
you are authorized to exercise the role of00:52:29
financial consultant in the United States00:52:31
and for each state where you will00:52:35
practice you do not need to take a new00:52:38
test you take the test in the state where00:52:40
you live in mine it was hers and for the00:52:43
others I currently have 22 states out of 5000:52:46
Americans I have clients and 2200:52:48
states for each state I need to go00:52:51
to the agency to pay my fee so00:52:55
they can do the analysis and give me an00:52:57
authorization to act in that state,00:53:00
before that, I can't even offer a00:53:03
product to my client, so if I00:53:05
already have a client who comes to me from the00:53:07
state, go to Pennsylvania, North Caroline,00:53:10
before serving this client, I have00:53:12
to go there and pay the fee to be registered.00:53:14
Mine came out registration I have to send00:53:17
my registration to the companies00:53:19
I represent And then, when I00:53:22
make contact with the client or receive their00:53:24
contact, let's go So that's the00:53:27
big difference, these guys who00:53:30
give the courses, etc. none of them are00:53:33
licensed, none of them It's registered00:53:35
in absolutely nothing, that's why we00:53:36
emphasize it a lot on our00:53:39
social networks, we are licensed financial consultants,00:53:41
give your arroba to the people below,00:53:44
look, follow00:53:47
Marcos, he's a licensed investor, this is00:53:50
very important, man, I was00:53:52
telling him about the hotmart, which00:53:53
before is very cool, the opportunity00:53:55
for a lot of people to make money, but do00:53:58
n't lie, man, investment, you are00:54:01
very serious, you are going to take the money, the00:54:04
person's dream and betting00:54:07
is not a bet, it has to be a little, you said00:54:09
a study, planning So I wanted00:54:10
you to pass your at sign so00:54:13
that people could see your posts00:54:15
and all that we do there, people,00:54:17
my Instagram is00:54:19
@ Marcos or MRC or s00:54:22
e Nunes Marcos v e Nunes is my profile00:54:28
on Instagram and there is the We always00:54:31
post a lot of content about Finance00:54:34
Behavioral Finance Finance in the00:54:37
United States, tips, etc. It will be a00:54:40
great pleasure to help each one of you. The00:54:41
show has a lot of questions that have already marked00:54:44
interaction, right? That's cool. We're00:54:46
almost halfway through the program, if00:54:48
you want to send it an interaction00:54:50
feedback for Marcos later we will00:54:52
read the majority here so now ask00:54:55
some questions but for you from00:54:57
things I see on your own00:54:58
Instagram Maybe it's closer to the00:55:02
vast majority of our audience for00:55:04
example I need to have a lot of money00:55:07
to start to invest00:55:09
you need to have a lot of men you have to have00:55:11
a lot of money to start investing00:55:12
in reality it comes back to that aspect that00:55:14
we talked about, always set aside part of what00:55:17
you want to invest here or in the00:55:20
United States, part of what you earn00:55:22
you have to save and then invest00:55:25
so I would say to Brazilians who00:55:28
live here and want to invest in the00:55:31
United States through our work, I00:55:34
would say a minimum of 10 thousand dollars per00:55:36
year now for Brazilians who don't want to00:55:39
simply buy00:55:41
shares, don't want to protect, etc.00:55:44
amounts of 200 to 300 dollars per month I00:55:47
think it is a very00:55:49
interesting investment, but always with great00:55:52
care, especially for those who live00:55:53
here, investing part of their assets there00:55:57
and not all of their assets,00:56:01
the issue of eggs in the same00:56:03
basket, I criticize it a little because00:56:06
sometimes people spray others00:56:07
also have several baskets and they don't gain00:56:10
anything, so the ideal is for you, for this00:56:13
you have to have a00:56:15
trained professional to understand your00:56:17
risk analysis and know your profile and00:56:19
be able to arrive at the best analysis, the00:56:22
best point, the risk, return that you00:56:24
need Oh this is the ideal and then I say the00:56:27
following regardless of the amount you00:56:28
have investing the state in the United00:56:31
States today it is not a luxury00:56:32
investing in the United States it is a00:56:34
necessity I say no Almost Vital00:56:37
of the largest economy in the world is I00:56:42
usually joke with my clients the00:56:43
following if you ask a00:56:45
Chinese for a Russian for an Arab00:56:47
anyone in the world have you heard00:56:49
of Petrobras Itaú00:56:55
Magazine Luiza Via Varejo its00:56:58
main actions here in Brazil Worth00:56:59
none of them you know now if you00:57:02
ask any of them you know00:57:04
Facebook Google Disney coca-cola00:57:08
pepsico any cleaning the guys will00:57:10
know perfect Tesla the guys will00:57:13
know perfect another question ask00:57:17
any of them do you know the00:57:19
real currency they00:57:21
will not know you know the dollar00:57:23
Of course I know the whole world00:57:25
knows the dollar so we joke that00:57:27
it is a Vital necessity to invest there and00:57:30
today it is extremely easy to invest00:57:32
in the United States extremely easy00:57:34
what makes this transfer so00:57:36
transfers are simple today there are00:57:37
applications that Wise which was old00:57:40
transferwiser wiser an application you00:57:43
transfer the resource to your00:57:45
United States account can be00:57:47
in the United States in three hours and today there are00:57:48
some brokers here that00:57:51
allow you to invest directly in an00:57:53
account here and buy shares in the United00:57:56
States, they are the best,00:57:58
I would say that they are not the best because00:58:00
they have high costs, etc., but within of what00:58:05
it proposes to do, they are very00:58:07
good and that's it, right? Whenever that does00:58:09
the best with what you have, then that's00:58:13
what the brokers here offer00:58:15
and are able to provide, it's not the best, it's not00:58:18
what I recommend, but I think which is00:58:19
very viable00:58:21
I was looking at your Instagram and I saw it00:58:22
on your00:58:25
What do you call the one where you keep00:58:27
those balls that you keep on00:58:28
Instagram damn the highlights and you00:58:32
mentioned coca-cola twice And you have00:58:34
a coca post -cola what is it but I00:58:36
couldn't understand you posted a00:58:38
bottle I don't know if it's going to get a little00:58:40
off topic but it was just a curiosity at the00:58:43
age I made a joke there if I'm00:58:44
not mistaken this one is probably almost00:58:46
a year and a half old now but I made a00:58:48
joke, what do you prefer Coke00:58:50
or Pepsi And then obviously for reasons00:58:55
of taste, people prefer Coca-Cola00:58:59
as a soft drink as a drink,00:59:02
but in terms of whether we Analyze the two00:59:05
companies Coca-Cola and PepsiCo, which is the00:59:07
group Pepsi when we say00:59:08
coca-cola is a group and Pepsi What is the group00:59:11
the PepsiCo group has much00:59:15
greater returns than the coca group in the United00:59:18
States in terms of performance and even in terms of the00:59:22
question of which comes in a little more00:59:24
technical question of multiples question00:59:26
PepsiCo, at least at the time00:59:29
I analyzed it, may have00:59:30
changed today, it was an opportunity for00:59:33
much greater gains than Coke, look,00:59:36
although people prefer Coke, okay, so00:59:39
And today in my wallet I have00:59:41
both, I have Coke and I have Pepsi00:59:43
because because your companies that in this00:59:46
moment of extreme volatility in the00:59:48
market which is volatility or goes up and00:59:50
down this sharp drop that had in00:59:53
2022 and this volatility now in 202300:59:56
are companies that manage to keep your01:00:01
your assets sort of preserved or01:00:04
even going up and they pay you dividends What01:00:07
are dividends is that slice of01:00:10
companies' profits that are credited to01:00:13
your account quarterly, semi-annually,01:00:16
annually, depending on what was01:00:18
defined, so sometimes excellent01:00:20
companies from companies that are over01:00:23
centuries old that are01:00:25
traded on the stock exchange and that we have01:00:27
total confidence ah there are companies that01:00:29
can provide greater profitability there01:00:32
are technology companies that01:00:36
people Ah but a video for example that01:00:38
rose strongly but then01:00:41
also plummeted but they are01:00:43
different characteristics but they are centuries old there are01:00:46
companies that are centuries old in the United States01:00:48
you need hundreds of years of trading on the01:00:50
stock exchange and to01:00:52
ask you a question, it's gone from my01:00:54
head now Ah, a01:00:58
guy who is skeptical is talking about the stock market and is watching Then he says01:01:00
that the stock market is like the lottery, what would01:01:02
you say to him? In reality, I01:01:05
would say that01:01:07
I I always heard a lot from my father that the01:01:10
stock market is a lottery I remember when I was01:01:11
Funny, even going back a little01:01:13
when I was a child I saw that there even01:01:16
to talk about mine, it seems that the question01:01:18
of you are born with that01:01:21
desire to be something, right, and I01:01:23
remember when I was little We had just had01:01:25
lunch, it looked like it was in the Jornal Hoje01:01:28
Petro went up four percent Petro 301:01:31
went up three percent I platform so01:01:34
what is Patrick what's going on oh I don't01:01:35
know I know this looks like a lottery man01:01:37
I started to stay there damn What01:01:40
is this?01:01:52
I wrote it down I wrote it down And then01:01:54
I looked at This Here it varies daily so01:01:57
I started researching when01:01:58
I was little but I couldn't01:01:59
invest it I must have been around 13 or 14 years old01:02:01
I couldn't invest in shares01:02:03
because my father said you were a01:02:05
lottery And then I just put money in in01:02:07
savings but since I was little I've had01:02:10
this question but the stock market is not a lottery01:02:12
Stock Exchange is about you believing in the01:02:16
potential of a company because a01:02:18
company appreciates or depreciates01:02:21
expectations the entire market is based01:02:23
on expectations and this expectation seeing01:02:25
what Ah there is an expectation of01:02:28
company01:02:46
payment difficulties,01:02:48
sales are difficult, etc.01:02:50
It will probably deliver a lower result01:02:52
than it delivered in the previous year,01:02:53
so the expectation is that the shares will fall.01:02:56
So it's not a lottery, people think01:02:59
the lottery is because of the difficulty in01:03:02
understanding how it works, but it's not It's01:03:05
simply01:03:08
there's a bisa You have your Pet Shop Ah, the01:03:11
previous year was worse than this01:03:15
year, that is, this year I managed to grow01:03:16
30% compared to the previous year, if you01:03:19
had your pet shop's shares traded01:03:21
on the stock exchange, the shares of the your Pet Shops would go01:03:24
up grew during the pandemic it did01:03:27
so now without the pandemic It could be here01:03:28
you will do in the analysis exactly an01:03:31
analysis you do constantly to01:03:33
arrive at the price of the share still about the01:03:36
investment which is the price you know what it01:03:38
says price indexed price not flat01:03:44
already indexed we already bring the product01:03:48
that I distribute today to my01:03:50
clients the plan is indexed it is a product01:03:52
that will protect it will generate that01:03:55
future income that I said is01:03:58
risk free but because it is indexed it01:04:00
is indexed to variation of the smp 500, which is01:04:05
the main index of the American Stock Exchange,01:04:07
but we guarantee every01:04:11
time it rises, so all or01:04:15
part of the rise in the stock market is01:04:18
guaranteed by the product, now when the01:04:20
stock market falls, we guarantee that the client01:04:23
you don't lose anything, so that's why it's01:04:25
indexed, it's a plan indexed to an01:04:28
indexer, which in this case is always this01:04:31
mp500, but our big difference is01:04:34
that we guarantee the upside of the stock market, i.e. the01:04:36
rise of the stock market, and we protect it from01:04:39
falls, so and year in which it01:04:42
was negative the customer has the same01:04:44
balance as before so he never loses01:04:46
money So that's the big01:04:48
difference And then speaking a01:04:50
little more that's what caught my attention01:04:53
about the product that I work with the01:04:56
company today that I work today, I didn't know about it,01:04:57
I confess, I didn't know about it. Until I01:04:59
got into the five nights financiation, I said,01:05:02
man. That's wonderful. What01:05:04
everyone wants is the gain in the stock market with the01:05:07
security of the banks. So, that's what01:05:10
we can offer to everyone.01:05:12
our clients and if you lose, you lose a little, you don't lose,01:05:13
right, you don't lose, if you don't lose, if the01:05:17
stock market becomes negative or you will end up01:05:18
with the same balance as the previous year, well,01:05:20
you became positive, you are valued.01:05:22
So I even have an analysis of this,01:05:25
I have done countless, but one client If he01:05:28
had invested 100 thousand dollars in01:05:30
December in January 99 he would have in01:05:34
December01:05:36
2248 thousand dollars in the stock market, not always01:05:40
if he had invested in our01:05:42
product he would have 353 thousand dollars but01:05:47
as in our product there is no01:05:49
income tax and in the SP product is talking about01:05:52
Any product you will pay01:05:53
Income Tax you would still have the value01:05:55
would reach 280 and a few thousand dollars even01:05:58
if we gave less than the01:06:01
grant and protected the moments so he01:06:04
is extremely successful I said man01:06:06
that's it It's the magic that everyone01:06:08
wanted and it's there and that's what I am01:06:21
in the United States01:06:23
safely this is an important01:06:26
risk book safely and the Brazilians who01:06:29
live there become the01:06:31
richest immigrant community closest to the01:06:35
United States there it's not just to be a01:06:37
labor force it's not to be an investor01:06:41
It's true Danilo the guy doesn't make a lot of01:06:43
money, a lot of money and they spend more, right,01:06:46
or send it to Brazil and we in each01:06:48
story, each story is a joke, I01:06:50
sent money to my father there, by the01:06:51
time I arrived in Brazil,01:06:52
the money had run out, I sent it to the Dad01:06:54
had to go back01:06:55
to work all over again Look, there are01:06:57
a lot of friends there, man, I was01:06:59
looking for you, you see, they're doing everything01:07:01
wrong, I'm sending everything, some, right, some,01:07:04
Marcão, we already spent more than an hour01:07:06
talking, it went quickly, it went quickly,01:07:08
then it showed up, hey, damn, how delicious it is.01:07:10
flowing here let's go here for01:07:12
some interactions here01:07:15
Jorge is watching and said 99 Now look how01:07:19
cool, right, program 99 What an honor, right, I did01:07:22
n't say that at the beginning 99 9 is my01:07:26
lucky number 99 so even more so the01:07:29
time I came to double me I said01:07:31
something good, it's closing with a flourish,01:07:33
just in Brazil, right, the last01:07:37
professional participation in01:07:40
cryptocurrency came this question, what do01:07:42
you think, boy, how do you see it01:07:45
today, I would say the following,01:07:48
cryptocurrency is something pure risk,01:07:53
there is no01:07:54
backing for investments So01:07:59
what I say to everyone is stay01:08:02
strong01:08:03
because you're going to take a risk on01:08:06
something that you don't know and no one knows about, you01:08:08
don't know when it's going to pay off, you01:08:11
can certainly say this, our01:08:15
listener must have seen something on some course01:08:18
Ah me I am a day trader in01:08:20
cryptocurrency and selling the course, stay01:08:23
out there are financial instruments01:08:26
that will give you constant gains without having01:08:30
this risk of cryptocurrency Ah, if in01:08:33
10 or 20 years the business works out, cool in01:08:36
view But what is the risk of01:08:39
investing in crypto of today or put the01:08:41
very small value of your investment01:08:42
and cryptocurrency a lot of people starting01:08:45
now scoring currency team I won't even01:08:47
read what he wrote anymore what01:08:49
he said but that's exactly how you01:08:51
see it today and investing high amounts would01:08:53
leave you with little priority in your01:08:56
portfolio or always paying attention to this01:08:58
market you answered very01:09:00
little the importance within your01:09:02
investment portfolio focus on01:09:03
products and then when I say it01:09:05
again here in Brazil we have SELIC at01:09:08
13.75% per year where we find01:09:11
products paying 1% per month why are01:09:14
you going to take a cryptocurrency risk01:09:15
which is uncertain that you are going to take the01:09:17
stock market risk which is certain remember that01:09:20
this amount if you are single you01:09:22
listener if you are single is a resource01:09:25
that you can use it for your family if01:09:27
you are married and have children This is the01:09:30
amount that may be needed for your01:09:31
family give a cut then give a cut for01:09:34
you so we can put it in Rio01:09:37
Shirley Cavalcante sending you a hug01:09:39
Good evening my partner guys01:09:42
We are also very good at finances, there01:09:44
is also no Florida, our company here in the01:09:47
United States is wonderful, we work01:09:49
together Marcos is very competent,01:09:50
thank you, aunt, thank you, it's a01:09:52
pleasure, we have several clients01:09:54
together, serving some of her clients01:09:56
here in Brazil, there is an excellent01:09:58
professional, too, show ball game Look01:10:00
who came here, a friend of mine,01:10:02
polite guy Júnior Rodrigues, councilman01:10:06
Speak Danilo Send a hug to Marcão,01:10:09
very good interview Congratulations, yes,01:10:11
yes, a hug for you, man, I01:10:14
remember you there at my table at Paulo01:10:16
and soon talking about trades very01:10:20
demanding guy and so two programs have already come01:10:22
here, I've already brought three, I brought him01:10:25
alone, interview on his life and then01:10:27
we had two debates here about01:10:29
elections, first round and second round,01:10:31
I'm a guy who really admires you,01:10:33
he's always ahead of Him. It's01:10:36
really cool where I'm going to talk to you01:10:38
man01:10:39
César White01:10:42
Hugs my brother my friends Marcos and01:10:45
Danilo excellent interview we01:10:47
talked a lot about him here before01:10:50
you man big hug to you01:10:52
Brazil for the boys I miss you01:10:55
soon I'm there in Florida, hey me I told01:10:56
him when he's in Brazil,01:10:58
the doors are already open for us to talk about01:11:00
Palmeiras, talk about his life there in the01:11:02
United States as a businessman from Palmeiras01:11:04
today, a guy more Palmeiras than him, I'll01:11:06
never be a champion again, my God in heaven, a01:11:09
hug Cezinha like this, all the boys It's01:11:11
an honor to always welcome you here in01:11:13
Brazil01:11:15
[Music]01:11:17
the issue of the United States having an01:11:18
entrepreneurial spirit01:11:21
government or cultural encouragement, do you think Great01:11:23
question Great question I would say there are01:11:25
both situations,01:11:29
that's what I like, we discuss a lot01:11:31
at home but I would say the following, I think01:11:34
there is the government factor that stimulates01:11:39
there is a healthy tax burden close to01:11:42
what we see in Brazil, but01:11:45
there is also the cultural issue and what01:11:48
is the cultural issue? The01:11:50
United States is a01:11:51
predominantly cold country, apart from a01:11:54
few states. people spend01:11:58
a lot of time01:11:59
at home a lot of time thinking a lot of time01:12:03
reading So I think this brings a01:12:07
little and then if we bring it back from01:12:09
our beginnings I think this ends up01:12:11
being our beginnings they had01:12:13
to go out to hunt to provide01:12:17
your family during the low01:12:19
light period, a little hot period,01:12:23
just to see your family.01:12:26
In periods of scarcity, I think01:12:28
this ends up being01:12:29
an issue and here in Brazil we01:12:31
always have an extremely mild climate, yay,01:12:34
yay, carnival, we he doesn't take things01:12:36
as seriously as he does there I think01:12:39
there is a little bit of a cultural issue01:12:40
also perfect perfect Alisson Moreira01:12:44
is the best financial builder in the01:12:45
United States the great Alison my brother01:12:47
you will be the next consultant best01:12:50
financial consultant in the United States01:12:51
Alisson is one is a great friend of mine, he's01:12:55
studying to be a licensed financial consultant, he's01:12:57
part of the01:12:59
Brasílio team, honest there and soon he's there,01:13:02
being one of the best in the01:13:05
United States, success, good luck here, man,01:13:07
go with faith, what a dog, right, Kikão01:13:10
comment there good evening chat is about01:13:11
economics but a story of01:13:13
overcoming and success has already arrived01:13:21
thank you for participating I hope01:13:23
you liked it01:13:24
the woman wrote in English here, eh01:13:27
Ellen Arruda Ellen she is the street of the01:13:30
client, very cool friend, you are an01:13:33
excellent professional Thank you very much,01:13:35
dear, she is an example of a person,01:13:37
she is one of the Brazilians who went01:13:41
to the United States, she works there in01:13:43
terms of cleaning and has such a01:13:46
fantastic life, she and her son, John, she01:13:48
takes care of John alone and there is a01:13:51
beautiful story of overcoming and I had01:13:54
the pleasure of being introduced to her01:13:56
by a person who also talks01:13:59
about investments in the United States and01:14:01
then she introduced me to me, I am now01:14:05
her financial consultant, we have a01:14:07
very cool building there it01:14:09
's a hug for you it's a hug for01:14:11
John Hey Hélio I'm happy that a01:14:13
Brazilian came winning in the Americas01:14:15
for me it's a wow but it's a joy01:14:17
man God bless you see when01:14:20
we go to Brazil if laugh for01:14:21
Brazil is here in the01:14:23
metropolitan region of Campinas I don't know what01:14:25
your region is but I podcast01:14:27
Surely overcoming it happens that it's beautiful01:14:30
my father good night I'm learning Thanks01:14:32
dad my father you are01:14:35
man Fábio Cecconello is watching01:14:38
sent several interactions we need more01:14:42
financial education, he said,01:14:44
I agree with everything Marcos is saying,01:14:46
the most important books01:14:48
for investors are financial psychology, it01:14:50
should be mandatory reading Congratulations,01:14:53
Danilo and Marcos, very educational, he made01:14:56
all the interactions there, thank you, Fabinho, I01:14:58
don't know if you are or if Did you know, he01:15:01
is still a Polyprev Advisor,01:15:03
but he was one of Polyprev's great advisors,01:15:05
a guy who was always very concerned01:15:08
about learning and was very hungry for01:15:11
learning. Congratulations Fabinho for your01:15:14
education and for your participation.01:15:16
Thank you for your participation.01:15:18
Agnaldo's podcast also with he Agnaldo01:15:21
Coelho I01:15:23
miss you dear big Marco I01:15:26
miss my brother we also run01:15:28
together we are together a hug for01:15:30
you I miss you, great01:15:35
people, really good guys, how cool, just01:15:37
old people here Paulinha watching,01:15:40
let's see more here01:15:44
José sebálos, he has a store, several stores,01:15:48
one, he there are here in Rodo shopping there are01:15:51
some airports too Congratulations Danilo01:15:53
very interesting the topic covered is01:15:55
following I want to bring you here one01:15:57
day to talk about01:15:59
business entrepreneurship01:16:01
see I really admire you Cool you're01:16:04
following thanks and Ellen right01:16:07
again oh my lucky John Lucas with mother01:16:09
who has a Lamborghini and a blue and01:16:12
white mansion I loved it, my son doesn't spend anything,01:16:16
that's it Cool, let's see another01:16:19
interaction here, we'll be right back in01:16:22
July01:16:24
môguete I don't know Congratulations on the excellent01:16:26
podcast Júlio Júlio Vogue is a guy for01:16:29
you to bring here man Júlio Vogue was a01:16:31
great friend of mine, I'll be with him01:16:33
tomorrow Júlio is a doctor, one of the01:16:37
biggest names in human reproduction,01:16:39
damn01:16:43
for his prestige, give him my01:16:45
contact details,01:16:46
we're very interested in01:16:49
bringing you along with your mission,01:16:51
beautiful, beautiful, let's see here one more01:16:57
and the people who grow up different01:17:01
and the people who grow financially01:17:04
with hard work and never getting out of01:17:06
debt because they buy an iPhone and the latest01:17:08
generation car worth 200 thousand a house worth a01:17:11
million and zero investment01:17:13
he made an observation here, right about mistakes,01:17:16
that's what we talked a little bit01:17:19
ago that you mentioned the issue of01:17:21
consuming now and not saving, right?01:17:32
appearance, there are01:17:35
cars,01:17:37
houses and they owe something Absurd, right? So,01:17:40
unfortunately, this is not wealth, right?01:17:45
I remember my grandfather, my grandfather, when he was01:17:48
little, he called me,01:17:51
but that's who is richest for01:17:53
you, the01:17:55
one who earns R$ 1000 per month and01:17:59
saves it without Or the one who earns 10,000 and01:18:03
spends 11,00001:18:06
I'm not smart enough that I was flying Logically, right,01:18:09
that guy who earns 10,000 can01:18:11
buy what he wants, always remember01:18:13
the one who saves without is richer than01:18:17
the one who spends everything he earns 10 thousand01:18:20
so always remember to save he was01:18:23
one of the great of the great of the great01:18:26
touches what01:18:27
wisdom wisdom what dog is paying01:18:30
attention to the program I caught you in the01:18:33
jump01:18:35
there right01:18:37
playing01:18:41
Crush let's see so ask a01:18:44
question Ask Marcão a question then01:18:47
an observation o What do you think01:18:49
of the program? Did you like it? I wanted you to give01:18:51
feedback to it.01:18:54
Everyone thinks it's easy, right? So, there's01:18:57
a lot of difficulty in being able to achieve the01:18:59
success it has, and01:19:03
Brazil01:19:14
in Brazil has this potential, but01:19:16
Brazilians, in theory, are very lazy, do01:19:19
n't they? this desire to learn,01:19:21
even to save money, if there was,01:19:24
this education is lacking even in Brazil and01:19:26
what can be done to help01:19:28
people in this sense, your statement was very good.01:19:31
And that's exactly what01:19:33
we mentioned at the beginning, I01:19:35
think The issue of financial education is lacking in schools.01:19:38
I think this01:19:40
should be on the agenda at any01:19:43
school level. After completing01:19:46
literacy, learning mathematics,01:19:48
starting to learn the basics of finance.01:19:51
Ah, you're going to save some01:19:53
money, you're going to buy it.01:19:55
be the basis of01:19:58
any situation, I am completely sure01:19:59
of this, if I think it is in the power of Danilo01:20:03
and the other politicians to take an01:20:06
agenda like this, I think that today it01:20:08
will make a very big difference01:20:10
for the Brazilian population, that is what01:20:13
I I said, I think Danilo has this01:20:15
mission and you also have this01:20:18
mission, I have this mission as a01:20:20
Brazilian, even though we live abroad, we01:20:22
have to contribute and deliver01:20:25
and correspond to everything we01:20:27
received, I think we can achieve it01:20:29
this way ball show Let's read the01:20:32
last one here Milena Salvador Santos speaks01:20:35
Marquinhos rocking as always Milena01:20:37
my childhood friend and she also has a01:20:41
very cool story my friend01:20:42
lived on the same street as me My parents01:20:45
live to this day we live on the same street I01:20:46
had in Brasília now01:20:48
childhood friends we always meet we01:20:49
always meet friends over 3001:20:51
years old 40 years old then I got old and in a01:20:54
little while I'll be talking and I remember01:20:56
her father that Maurinho Salvador I01:20:59
always had that vibe entrepreneur And01:21:01
then what I did as a child, I01:21:03
took the newspapers, my father took the01:21:07
newspapers daily I cut the01:21:09
newspapers, the headlines from the newspaper and made01:21:12
like a review01:21:13
of the whole week, I took Xeroxes, stapled them01:21:17
and went to sell them on the street, obviously01:21:20
no one bought them but the uncle Maurinho01:21:22
Salvador would go there and buy all of mine,01:21:24
my entire 10-15 edition package that I01:21:27
did, something that was true, it was01:21:29
summarized, right, to make a summary for those of01:21:33
you who haven't read it, don't read this summary01:21:36
here with the photos,01:21:38
very cool man, mi Big kiss for you,01:21:42
my mother was called at school, remember, I do01:21:45
n't know if she arrived, remember that there was a01:21:47
drawing called Knights of the Zodiac,01:21:50
damn it, right, at twelve houses, anyway, I01:21:54
had a cousin who drew, my01:21:55
first drawing was a drawer, so01:21:58
he drew the breast there, Yuri draw I01:22:00
found that and said, I want to give it to myself, I01:22:02
played, he drew so well that I01:22:04
played with the papers, so I took it to01:22:06
school, the boys liked it, I said, I'm not01:22:07
going to sell it, man, I started selling01:22:09
Knights of the Zodiac drawings on01:22:11
bond paper painted at school.01:22:13
The whole mothers started to complain to01:22:15
the boys, they took lunch for money01:22:17
to eat snack,01:22:19
my mother was called there I had to stop,01:22:21
I didn't know it was wrong01:22:23
and I paid my cousin, the labor01:22:26
paid me, so you see, right, something that it's01:22:28
intense intrinsic to us, right man, it01:22:31
reminded me of a similar story in01:22:34
my first year of high school, the first year01:22:35
of high school, this medicine, first01:22:39
year of high school, the school canteen was01:22:41
horrible, horrible And then I and a friend01:22:44
of mine called Roberto Roberto laguardia If01:22:47
If you listen to me, you always remember our01:22:49
story Roberto had a Belina01:22:50
Roberta thinks she was 17 years old but she already01:22:53
had a car and we're going to make a01:22:55
natural sandwich to sell here people,01:22:57
let's go, we go to the market,01:22:58
we buy,01:23:01
I don't know, about 100 sandwiches, we take them01:23:04
to the We put sandwiches there at school during01:23:07
recess, it's not from Concrete, the01:23:09
guy was selling all the01:23:12
sandwiches And then the owner of the canteen did01:23:15
n't have anyone here today, can you take01:23:17
these guys away? If it only lasts one day,01:23:20
our entrepreneurship, but the01:23:22
We sold natural sandwiches there from01:23:24
Panelão do Betão, the guy went crazy, he01:23:26
went crazy, we sold them there one day, just01:23:29
her, Milena added here, okay, I01:23:32
would like some advice from Marquinhos01:23:34
for my son Lucas, who is studying01:23:36
economics and really likes investments,01:23:37
he Are you studying to be a01:23:40
financial consultant, do you have any tips Lucas, your mother has01:23:43
already talked about your desire a few01:23:46
times with me,01:23:47
I think if you have this great01:23:50
desire I think maybe the first step01:23:51
here in Brazil would be for you to study to01:23:55
take the self-employed agent test of01:23:57
investments later do the01:24:00
certification if it is pi And then enter the01:24:03
financial market like a consultant01:24:05
like an investment advisor or even01:24:08
a side operations desk area01:24:13
which would be a company the path is vast It's01:24:16
just a matter of identification but01:24:19
take yours take my contact with your01:24:21
mother and I will be more than happy to01:24:23
help you ball show show01:24:25
Luiz Felipe Venâncio sent a good one to01:24:28
you, do you know who Luiz Felipe Venâncio is01:24:32
watching an interaction Forgive me if I01:24:36
don't Luiz01:24:41
I don't remember like this but it could01:24:43
be on Instagram Thanks Luiz Felipe01:24:46
We're together there01:24:48
now it's an acronym ifdmcm started to burn01:24:53
Cola01:25:00
Maria dos Anjos my mother Wow, what a01:25:02
memory huh Danilo from the drawings01:25:04
true or not, mother Tell me about my cousin01:25:07
Maicon who drew how cool01:25:10
Vinicius Vinícius wants to ask a01:25:12
question Vinícius is here today man01:25:14
with us dedicating himself until now01:25:17
with us here if my intelligence if you01:25:20
have any questions Send it while01:25:21
this gets ready Marcão we've been more01:25:24
than an hour and 20 talking program is01:25:28
heading towards the end I always ask01:25:29
a question when I ask this01:25:31
question There's still about 10 minutes, is01:25:32
there something you came prepared for01:25:35
and I didn't ask you because you don't01:25:37
have a script, we didn't agree on anything01:25:38
beforehand and I know the conversation flowed but01:25:41
at Sometimes he talks like this, I put this here it was01:25:43
very important I said he didn't01:25:44
ask everywhere I say this, do01:25:46
you think it was covered, was there01:25:49
anything I didn't say that you01:25:50
think is important to talk about, we have01:25:52
about 10 more minutes for you to talk here,01:25:54
I I think we accidentally covered01:25:56
all the paws in a very01:26:00
life-like way, it went very naturally,01:26:02
very cool. Thank you Congratulations01:26:05
on your podcast, Cesinha had already01:26:08
told me back there, I don't think I know if01:26:10
I was in your number 10 and I01:26:12
couldn't be here with you today when I01:26:13
had September something like that but01:26:16
man I think the best message I01:26:18
can give to our audience is what01:26:22
we already said Invest in yourself01:26:24
first don't worry about time don't01:26:26
worry with exchange rate01:26:28
change your mindset change the question01:26:32
of your habit start creating a habit01:26:34
of investing at the beginning Maybe it's01:26:37
difficult every Change of Habit Maybe it01:26:40
's difficult every change creates01:26:43
discomfort but get out of your01:26:45
comfort zone I think this is The main01:26:47
message I can give you is that it is possible01:26:49
for anyone to gather the amount01:26:52
of resources they have set as a goal, be it01:26:56
10,000 100,000 million, set high goals,01:26:59
especially young people, I want to have a01:27:01
million dollars, define this. What is the01:27:02
goal, we will draw up a plan01:27:05
with you and you will certainly follow and01:27:08
arrive safely without doing the01:27:12
wrong things in day trading etc. but you01:27:16
will arrive. So change your habit, create the01:27:18
habit of saving first, I think this01:27:20
is the great01:27:23
mission that we have to teach people01:27:26
to invest in them first perfect01:27:31
as if everyone had asked for it01:27:34
by clapping because it was an01:27:36
incredible delivery I thank you in this01:27:39
tight schedule In three days you will be01:27:41
flying and you came here you did your best you01:27:44
contributed you brought faith you brought love you brought01:27:47
hope through your history It's01:27:51
because they invest people01:27:53
praising those who work with you, that's the01:27:55
greatest feedback you can get, right, because01:27:57
those who work with us are bad, this01:27:59
guy but praising and I hope you01:28:02
have many clients in Brazil, you01:28:04
have a lot of clients there in the States01:28:06
United that you help these immigrants,01:28:09
man, really grow and change, more than01:28:13
seven, not being there as a helper, but they are a01:28:16
businessman, a person who01:28:18
runs the people, you're saying Here, it01:28:20
was great, thank you,01:28:22
congratulations, Marcos, Congratulations, I don't know01:28:25
if you can follow you see my01:28:27
mother once again my mother who you01:28:30
brought snacks to playcente came back with01:28:32
more money than I gave you I made good01:28:34
sales01:28:36
with the drawings there thank you mother my01:28:39
mother my father always watching it It was a01:28:41
success01:28:44
to close if I01:28:48
always right program From number 100,01:28:51
this career has now turned to 10001:28:54
guy with a flourish Thank you with a01:28:56
flourish, everything was01:28:59
written for this program, right, he likes it,01:29:01
number 9901:29:03
Thanks, I want to thank you once again,01:29:06
thank you to all our01:29:08
personal audience in the United States, please follow01:29:10
our Instagram if you want to follow our01:29:12
page subscribe to our channel01:29:14
because there is a lot of good content there are a lot of01:29:16
good people who came here man a lot of01:29:18
good people it's important I think you01:29:21
join Danilo's channel Danny Casting01:29:24
subscribe to the channel it's very important I saw it01:29:27
there There are so many cool people who have01:29:30
contributed here and Danilão congratulations once01:29:33
again Man, I think this issue of01:29:35
this fluidity makes us01:29:37
extremely comfortable and I think it was01:29:39
such a peaceful chat, it's not01:29:41
my credit, it's your credit01:29:44
to see them there in such a natural and01:29:46
brilliant way congratulations on your program01:29:48
Congratulations once again for the work01:29:51
you have done for the city of Paulínia a01:29:54
hug from the village,01:29:55
thank you for sure Congratulations on your support for01:29:58
Danilo and may we be together01:30:00
next time in my next coming,01:30:02
God willing, God bless, see, Amen,01:30:06
God is with you Thanks guys, thank you,01:30:10
Kiko Vinícius, thanks, you're with us01:30:12
today, man, you killed it here, perfect,01:30:15
the image I'm following here, Thanks for the01:30:17
way you conducted the program with01:30:19
us, Wagner Portela, my partner, ok There01:30:21
on the other side, following the audio, not even01:30:23
my partner, my brother, our producer,01:30:25
thank you, so Monday we are01:30:27
here doing another program, I'm counting on01:30:30
you, let's go, let's go, I wish you an01:30:33
excellent Wednesday, an excellent01:30:34
night, God bless, Thanks Marcão, amen01:30:40
[Music] [01:30:52
Music] [Music] [01:31:11
Music] [01:31:39
Music]Description:
Seja muito bem vindo ao nosso canal! ✂ Canal de cortes | https://www.youtube.com/channel/UCLlTBMVoUYEfXswLDefJveg REDES DO DANICAST: Instagram: @danilohbarros https://www.facebook.com/unsupportedbrowser @danicast_oficial PRODUÇÃO: Wagnner Portela @wagnnerportela https://www.facebook.com/unsupportedbrowser DIREÇÃO: Jorge de Oliveira Khyko Silva @khykopln https://www.facebook.com/unsupportedbrowser
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