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Subtitles
00:00:00
a kid named Bernard Garrett works as a00:00:02
Sho shine boy near the main bank in a00:00:04
small town in Texas it is 1939 the00:00:07
height of racial discrimination in00:00:10
America the young man does his work00:00:12
leisurely on purpose to overhear the00:00:14
conversations of the bank's employees00:00:16
and customers after finishing his work00:00:18
he writes down in a notebook everything00:00:21
he has learned one day when he overhears00:00:23
the conversation of Bankers near the00:00:25
window and finds out how they estimate00:00:27
the value of mortgaged Real Estate he is00:00:30
noticed by the chauffeur of one of the00:00:32
bank's clients SP on these white00:00:34
people's business and drives the boy00:00:35
away threatening to tell his father00:00:37
about it in the evening his father00:00:39
realizes that his child is endowed with00:00:41
a special intelligence having00:00:43
investigated the son's notebook but00:00:45
admits that he is unlikely to get rich00:00:47
because the whites simply will not allow00:00:49
it 15 years later having raised enough00:00:52
money Bernard with his wife and son00:00:54
moves from the conservative state of00:00:56
Texas to the more democratic California00:00:58
in Los Angeles they they stay with his00:01:00
wife's uncle in a small room for a00:01:02
modest fee the uncle suggests that00:01:05
Bernard get a job in a factory but the00:01:08
guy is serious about getting into real00:01:10
estate in Los Angeles which draws a00:01:12
scoff from the uncle when Bernard went00:01:14
to tuck his son the uncle tries to teach00:01:16
his niece a lesson but she stands00:01:18
proudly for her spouse munas what does00:01:20
your husband have against working if we00:01:22
need to supplement our income until he00:01:24
finds the right property I'll work at00:01:26
the Plantation Club but if he's a real00:01:28
man he won't let you that won't be for00:01:29
him to deide my husband is a genius00:01:32
you'll see Bernie then promises his wife00:01:35
that he will get her and their son out00:01:37
of that Barn as soon as possible the00:01:39
next day Bernard drives his cousin to00:01:42
work where he meets a bright white kid00:01:44
named Matt you didn't tell me you had a00:01:46
rich uncle nice to meet you hardly rich00:01:48
and I'm his cousin you got a car you're00:01:49
rich to me Bernard examines all the00:01:51
offers on the market and tries to drive00:01:53
down the price he manages to find an00:01:56
apartment building but unfortunately the00:01:58
building needs renovation and and his00:02:00
money is only enough for the building00:02:01
itself his wife is surprised that her00:02:04
husband is targeting a white00:02:05
neighborhood but Bernard doesn't care at00:02:08
all he realizes that the black00:02:10
neighborhoods are overcrowded and simply00:02:12
bursting at the seams so they will have00:02:14
to be expanded anyway then his wife says00:02:17
she can find an investor she takes him00:02:19
to the Jazz Club Plantation which is00:02:21
owned by an old acquaintance of hers a00:02:23
black Playboy named Joe Morris during00:02:26
the conversation Joe shows off and pokes00:02:28
fun at Bernard this infuriates the man00:02:31
and he leaves Joe's company in a hurry00:02:33
Bernard tells his wife that such a man00:02:35
is not to be dealt with much less to be00:02:37
borrowed money from she says that he00:02:40
just looks like Nick Fury but he is a00:02:42
good and reliable man moreover he is00:02:44
friends with the city mayor well that's00:02:46
the mayor silly do you want to meet him00:02:48
because he's friends with Joe Bernard00:02:50
has no choice but to go to the owner of00:02:52
the building and try to get the price00:02:53
down the owner turns out to be a very00:02:55
clever businessman with a distinct Irish00:02:58
accent he wants $40,000 for the building00:03:01
Bernard's efforts to get the price down00:03:03
to $30,000 are unsuccessful then he asks00:03:07
to split the payment into two00:03:08
installments 30,000 are paid straight00:03:11
away and the rest 10,000 when the00:03:13
building will be fully leased my talents00:03:15
won't pay more even if they can see the00:03:17
Reflections in those floors but another00:03:19
Market will black doctors lawyers00:03:22
teachers looking for a place to move00:03:23
outside the ghettos that they've been00:03:25
forced into no one is going after that00:03:27
market but I can Bernard's pressure with00:03:29
and mathematical Talent impress the00:03:31
Irishman but he's not ready to take the00:03:34
risk and refuses Bernard before leaving00:03:36
Bernard Peaks at the name of the bank on00:03:38
the calendar and the name of the man's00:03:40
personal manager that same afternoon00:03:43
Bernard heads to that very bank and00:03:45
tries to talk to the manager but the00:03:47
secretary blatantly lies to the man00:03:49
right in his face as if trying to get00:03:52
rid of the darkskinned man in a kind of00:03:54
polite form I'm sorry Mr reita out may I00:03:57
take a message I have pretty good00:03:58
eyesight and I can clearly read the name00:04:00
plate on his desk I'm sorry I misspoke00:04:03
Mr Reed can't meet with you right now00:04:05
but I could take a message then Bernard00:04:07
has to wait for the manager for several00:04:09
hours on the street after a working day00:04:11
Bernard has a dialogue with the manager00:04:13
outside of the bank trying to get a loan00:04:15
he tells the manager about the whole00:04:17
deal in the evening Bernard is ready to00:04:20
give up but the Irishman calls him and00:04:22
starts a conversation with some claims00:04:24
did you use my name to try and get a00:04:26
loan from Mr Reed at Mid City Bank yes00:04:30
and do you think that follows normal00:04:32
business Customs no good well at least00:04:34
we can agree on that however he gives00:04:36
Bernard good news the manager will give00:04:39
him a loan because the Irishman is ready00:04:41
to act as his guarantor he is impressed00:04:44
by Bernard's drive and realizes that00:04:46
such a determined man can really Succeed00:04:48
in Business this moves the man to tears00:04:51
after the deal is done Bernard's wife00:04:53
drags him to that very Joe Morris jazz00:04:55
club to celebrate a small victory at the00:04:58
club Joe approaches him and in his00:05:00
manner tries to strike up a conversation00:05:02
with Bernard again starting with a quote00:05:04
unquote side topic I'm not your white00:05:07
you go to every table in here to00:05:09
reassure your patrons of that no might00:05:11
have to skip some of them Joe admits00:05:13
that he likes it when black people00:05:15
succeed and he sees the traits of a00:05:17
successful man in Bernard Bernard and00:05:19
his cousin are making some minor repairs00:05:21
to the house when suddenly a tenant00:05:24
notices him what are you doing here she00:05:26
immediately starts to nag the man but in00:05:28
the course of the conversation Bernard00:05:30
admits that he bought the house don't00:05:33
you sass me boy this is a white building00:05:36
you can't own this place his cousin's00:05:38
friend Matt joins them but are you okay00:05:41
with working for me money is green00:05:43
that's the only concern about color I00:05:44
got the three of them start working hard00:05:47
but a few hours later the police arrive00:05:49
saying an old woman called them because00:05:51
a black man is impersonating the owner00:05:53
of the building Bernard declares that he00:05:56
is in fact the owner which causes00:05:58
ridicule from from the police then he00:06:00
shows them a copy of the title deed and00:06:03
the police leave without forgetting to00:06:05
say try to be more respectful to your00:06:06
tenants yes sir officer sorry for the00:06:08
inconvenience in the evening Bernard00:06:11
moves into one of the apartments which00:06:13
causes a wild resentment of that elderly00:06:16
woman she doesn't intend to tolerate the00:06:18
neighborhood with black people so the00:06:20
next day she moves out of her apartment00:06:22
but the apartment doesn't stay empty for00:06:25
long because in a short time a00:06:27
well-to-do black lady moves in Bernard00:06:29
gives the Irishman the remaining money00:06:31
the man offers Bernard a partnership he00:06:34
proposes to buy up houses thanks to his00:06:36
reputation in the bank and share all the00:06:39
profits 50/50 he is Irish so Americans00:06:42
are reluctant to deal with Him He00:06:44
suggests Bernard to negotiate on the00:06:45
phone as he has a competent speaking00:06:47
skills and he is excellent at bargaining00:06:50
and most importantly good at00:06:51
calculations but when they need a face00:06:53
to sign the deal it'll be the Irishman00:06:55
over time they buy up a huge number of00:06:58
houses throughout the area and business00:07:00
begins to take off Bernard buys a pretty00:07:02
decent house for his wife all the houses00:07:05
are successfully occupied by solvent00:07:07
people and Bernard's business is booming00:07:09
but as you know the UPS are often00:07:11
followed by the Downs the death of00:07:14
Bernard's partner marked the beginning00:07:15
of that downhill slide after the death00:07:18
of the Irishman his wife is willing to00:07:20
buy out Bernard's interest as she's not00:07:22
going to run the business with a black00:07:24
man she offers an amount four times00:07:26
below the market value Bernard says he00:07:29
owns 50% of the houses but since the00:07:32
agreement between them was only verbal00:07:35
the woman may not pay him anything at00:07:37
all so Bernard has two choices take what00:07:40
she gives him or try to Sue and possibly00:07:43
end up with nothing in an attempt to00:07:44
find a witness to their Arrangement he00:07:46
goes to the bank manager who refuses to00:07:49
see him because he is already working00:07:51
with the irishman's wife Bernard00:07:53
realizes that he has nothing to gain and00:07:56
heads to the exit at the door he notices00:07:58
a sign with companies that rent offices00:08:01
in this building there are mostly Banks00:08:03
among them he comes up with a bold and00:08:05
almost unrealistic idea to buy the whole00:08:08
building so that no one here would dare00:08:10
to ignore him his bold idea fueled by a00:08:13
hurt ego makes him leave prejudices and00:08:16
personal principles and turn to Joe00:08:18
Morris Bernard offers Joe to jointly buy00:08:20
the building because he owns a number of00:08:22
commercial buildings in black00:08:23
neighborhoods and understands the00:08:25
commercial real estate market but the00:08:27
witty businessman doesn't want to get00:08:29
into the white territory you know00:08:31
there's not a single blackowned building00:08:34
in Downtown Los Angeles and there's a00:08:36
reason for that now convince me however00:08:40
Bernard convinces him with the phrase00:08:43
that the banks will not dare to refuse00:08:45
them alone sitting in their building in00:08:47
addition the banks have information00:08:49
about real estate which will make it00:08:51
easier for them to find and evaluate new00:08:54
investment objects surely Joe likes the00:08:56
idea of course no one will want to sell00:08:58
the build building to the black people00:09:00
moreover they will not even communicate00:09:02
with them so they offer Matt to become00:09:05
their representative the guy is00:09:07
frightened by the proposal and says that00:09:09
he will not pull such a role Joe himself00:09:12
having seen this simpleton doesn't00:09:13
believe that the guy can help the case00:09:15
but Bernard is sure that he can be00:09:17
trained Matt is sitting in a cafe00:09:19
thinking a waitress recognizes him she00:09:22
studied with him in the same school you00:09:24
were a few years ahead of me but I mean00:09:26
everybody knew who you were flirting00:09:29
with the guy the girl is interested in00:09:31
what he is so puzzled with and during00:09:34
the conversation Matt says that he was00:09:36
offered a partnership in the real estate00:09:38
Business Partnership The Humble factory00:09:41
worker felt really proud when he told00:09:43
this to the girl and she also began00:09:45
talking to him respectfully this played00:09:47
a key role in the final decision he is00:09:50
full of enthusiasm and gladly agrees to00:09:52
the case I'm in businessmen begin to00:09:54
teach the guy all the subtleties of the00:09:56
rich life Joe teaches him to play golf00:09:59
and and make conversations with rich00:10:00
people Bernard tries to explain how00:10:02
multipliers and formulas for Real Estate00:10:05
valuation work seeing the guy's vacant00:10:07
stare Bernard realizes that he needs to00:10:10
start his training with the most basic00:10:12
things maybe we should start with a math00:10:14
review that' be great at first the guy00:10:16
doesn't succeed which disappoints Joe00:10:19
and he realizes that in a month they00:10:21
will not be able to make him a worthy00:10:23
representative of their interests but00:10:25
gradually the young man begins to00:10:26
demonstrate an excellent ability to00:10:28
learn thanks to his exceptional memory00:10:31
after a month he easily performs complex00:10:33
math calculations without taking off00:10:35
from the game of golf Joe organizes him00:10:38
a game at an elite Golf Club in the city00:10:40
where he allegedly accidentally meets00:10:43
the owner of that very building named00:10:45
Charles Renault after the game Bernard00:10:47
begins to prepare the guy for a business00:10:49
meeting with Renault he explains to him00:10:52
all the bargaining options all the00:10:54
possible amounts and offers the guy00:10:56
cannot cope with such complex00:10:57
calculations so he just memorizes all00:11:00
the combinations by heart thanks to his00:11:02
excellent memory I just memorize it all00:11:05
of it mhm yeah I got a pretty good00:11:07
memory that good during the meeting with00:11:09
the owner Matt demonstrates excellent00:11:12
awareness of all the financial prospects00:11:14
of the building he floods Renault with00:11:16
his calculations shocking the man with00:11:19
his math skills how do you do this in00:11:21
your head even his accountant with a00:11:23
calculating machine cannot keep up with00:11:25
the guy especially when you factor in00:11:26
vacancies which are at least 9% less00:11:28
than I counted 12 how could you possibly00:11:31
know that Charles it's November it gets00:11:33
dark by 5:00 p.m. if you want to00:11:35
someone about your vacancy rate00:11:36
you need light shining in all those00:11:38
Unleashed Spaces by 4:30 in the end he00:11:40
drives the businessman into a corner00:11:43
thanks to which he manages to bring down00:11:45
the price from 25 million to 1 and A200:11:48
I'll tell you what I'll give you two00:11:50
options we get an 11% Capital return00:11:52
rate and you get your 25% profit in the00:11:55
markup or we get a 10.5% cap rate and00:11:58
you take an 18% % instead of a 25%00:12:00
markup you can choose but he can't help00:12:03
you the partners celebrate the Victory00:12:06
and immediately start buying houses in00:12:08
white neighborhoods with access to00:12:10
favorable loans the manager who has00:12:12
always ignored Bernard is puzzled at how00:12:15
things can turn out in life they reach00:12:17
really great Heights in the real estate00:12:19
market they own 177 buildings some of00:12:22
which have more than 100 Apartments the00:12:25
sheer amount of real estate in white00:12:27
only areas makes them instrumental in00:12:29
the fight against housing segregation in00:12:32
Los Angeles they have even personally00:12:34
welcomed the vice president of the00:12:36
country in their building and Matt00:12:37
marries his hottie waitress in 196300:12:41
Bernard is already a successful00:12:43
businessman and he comes to his small00:12:45
town in Texas to see his father at that00:12:48
time Texas was the most radical State00:12:51
and the attitude to black people here00:12:53
remained unchanged the father admits he00:12:56
is proud of his son Bernard says that it00:12:58
is easier for blacks to live in00:13:00
California but the man tells his son I00:13:03
don't think it's California these words00:13:05
encourage the guy the next day he goes00:13:07
for a walk around his town with his son00:13:09
in expensive suits the son is surprised00:13:11
that people stare at them like that lot00:13:14
son separated at the man explains that00:13:16
this place is radically different from00:13:18
California I'm sorry you had to see that00:13:20
they approached the mainland Bank near00:13:22
which Bernard used to shine shoes and00:13:24
gain invaluable knowledge he asks the00:13:27
local shoe shine boy how much a shine00:13:29
but the boy replies only do white folks00:13:31
here sir this once again Spurs the00:13:33
Revolutionary entrepreneur in the00:13:35
evening he confesses to his wife that he00:13:38
wants to buy the bank so that black00:13:40
people in Texas will have a chance for a00:13:42
decent life after all all banks in Texas00:13:45
create unrealistic credit conditions for00:13:48
black people with their inflated00:13:49
interest rates so that they cannot make00:13:52
loans and thus violate their00:13:54
constitutional rights his wife realizes00:13:57
that if Bernard is up to something he00:13:59
will follow through with that upon00:14:01
arriving to Los Angeles Bernard tries to00:14:03
talk Joe into this Venture but the00:14:05
latter says that it already looks like00:14:07
altruism for black people rather than00:14:09
doing business what's more under Texas00:14:12
rules they cannot even enter their Bank00:14:14
to control Matt after all blacks are00:14:17
only allowed to enter the bank as the00:14:19
help but seeing that Bernard will still00:14:21
do what he is up to with or without him00:14:23
Joe agrees to this crazy deal they bring00:14:26
Matt to a meeting with the bank owner00:14:28
Robert Florence Joe accompanies Matt00:14:30
under the guise of a chauffeur the owner00:14:33
of the bank is ready to sell his00:14:34
business for an agreed sum with one00:14:37
condition his son Robert Florence Jr00:14:39
must remain in the bank as a credit00:14:41
expert and the owner retains 20% of the00:14:44
shares everyone is ready for the deal00:14:47
but the owner's disgruntled Offspring00:14:49
asks uncomfortable questions such as why00:14:52
Matt's partners are not present at the00:14:54
deal who are Bernard Garrett and Joseph00:14:57
Morris my financial partner in Los00:14:59
Angeles why aren't they here honestly00:15:01
because they're too rich to bother00:15:02
that's why they have me but despite this00:15:04
the deal goes well and the trio00:15:07
successfully acquires the bank Bernard00:15:09
immediately goes to the black preachers00:15:11
and informs them that he and his00:15:13
Partners have purchased the mainland00:15:15
Bank to change the bank's policy00:15:17
regarding loans to black people he needs00:15:19
their help to identify responsible00:15:21
potential borrowers in their00:15:23
congregations also everyone must00:15:25
maintain confidentiality Bernard makes00:15:28
do of business and home loans to black00:15:30
people thanks to your loan we bought two00:15:32
new pieces of equipment doubled our00:15:34
Revenue in 3 months but Florence Junior00:15:37
who had hoped to inherit the director's00:15:38
chair from his father is pestering Matt00:15:41
for a large number of new loans he wants00:15:44
to know on what basis and principle Matt00:15:46
is approving loans to these people then00:15:48
Florence Jr starts spying on his00:15:50
director he finds out that the new loans00:15:53
were given to black people and notices00:15:56
how Matt secretly meets Bernard and00:15:58
reports to him on his progress in the00:16:00
evening Matt is nagged by his wife she00:16:03
is not happy that they have moved to00:16:05
this hole and also he doesn't own the00:16:07
bank himself as the guy originally00:16:09
outlined to her but is just a00:16:11
representative for black Partners I'm00:16:13
making 25,000 a year we bought this00:16:15
house with one month salary you started00:16:17
with them you said they were going to00:16:18
make you a partner yeah and a partner00:16:21
isn't h a salary a partner's an owner he00:16:23
promises that the next bank they buy00:16:25
will be completely under his control00:16:28
they just have to wait a little bit00:16:29
you're buying another one we're thinking00:16:31
about it yeah that would be something00:16:34
the next day Florence tracks down the00:16:36
businessman's meeting place he breaks00:16:38
into Bernard's house and threatens to00:16:40
tell the residents who really owns the00:16:43
bank and to whom the loans are given all00:16:45
the whites will run to close their00:16:47
deposits and the bank will just collapse00:16:50
then you'd own 20% of a failed Bank00:16:51
instead of a booming one so we're in00:16:53
this together not quite see my father00:16:55
didn't know he was selling his bank to00:16:57
two Negroes so that's that's fraud both00:16:59
our names were on that bank contract you00:17:01
signed you even asked about us Bernard00:17:04
says that Florence senior knew who they00:17:06
really are then Florence pulls out a00:17:08
notice from the com troller of the00:17:10
currency that their yearly inspection00:17:12
has been moved up two qus early because00:17:15
of an anonymous tip when Florence leaves00:17:18
Matt egged on by his wife suggests that00:17:20
the partners buy another bank a small00:17:22
one to move all the black people's loans00:17:24
to that bank he has already found a bank00:17:27
and thought through all the deals okay00:17:29
the bank of marlin is small you can00:17:30
purchase it outright for 274,000 the guy00:17:33
explains to the men that this is a good00:17:36
solution but The Prudent Bernard doesn't00:17:38
like such a fuss he realizes that they00:17:41
will not cope with the management of one00:17:43
more Bank Matt demands to entrust the00:17:46
bank completely under his management00:17:48
it's00:17:50
$274,000 of Joe's and my money we should00:17:53
at least have the final say right I00:17:55
can't become my own man here then I00:17:56
think I need to resign and go back to LA00:17:59
is this you blackmailing us no you guys00:18:02
have taught me so much I just want to be00:18:03
more like you an owner in the end Matt00:18:06
manages to get the management of the new00:18:08
bank by means of pressure Bernard's00:18:10
spouse works as a janitor at the new00:18:12
bank to look after Matt wish they just00:18:14
trust me then you wouldn't have to do00:18:16
you resent me being here a little H do00:18:19
you resent me for wanting to run my own00:18:21
bank a little Bernard with at train00:18:23
creates a list of loans that need to be00:18:26
resigned at the new bank and instructs00:18:28
Matt to double check all the loans00:18:30
before signing and to work only with00:18:32
their trusted lawyer however Matt having00:18:35
believed in his own skills and Powers00:18:37
decides to step away from their plan he00:18:40
hires a lawyer by the advice of Florence00:18:43
who most likely ratted out the bank to00:18:45
the controller of the currency during00:18:47
the signing of the contracts Matt with a00:18:49
serious facial expression runs through00:18:51
the list of loan agreements without even00:18:54
bothering to study them properly the guy00:18:56
is worried that he might mess up the the00:18:58
bank's management so he shares these00:19:00
thoughts with his spouse they're lucky00:19:02
to have you no I'm the lucky one I'm00:19:03
learning from people a lot smarter than00:19:05
I am and they're not smarter than you I00:19:07
mean they can't be they're my friends00:19:10
Florence calls him and tells that white00:19:12
customers are coming to Mainland bank00:19:15
and withdrawing all their money because00:19:17
someone told them that the bank gives00:19:19
loans to black people on top of that the00:19:21
examiner of the controller of the00:19:23
currency starts his inspection in the00:19:26
new bank on the anonymous tip Federal00:19:28
Bank examiner just left my office I00:19:30
thought that wasn't until next month no00:19:32
I meant Marlin not Mainland to get the00:19:34
master books out he's coming back in an00:19:35
hour Bernard in a janitor's uniform00:19:38
tries to help Matt to explain to The00:19:40
Examiner how the transactions in their00:19:42
Bank are carried out but it doesn't help00:19:44
much because the examiner finds loans00:19:46
that such a small Bank cannot own Matt00:19:49
runs out to his Partners in the restroom00:19:52
to get clues for Action Bernard doesn't00:19:54
understand how these loans got into this00:19:56
Bank how the hell did these loans get in00:19:58
the package I don't know I looked over00:20:00
every individual loan Matt there was00:20:02
nothing over $20,000 nothing over 2000:20:04
years did you look at the loans when you00:20:05
picked them up I looked through them00:20:07
maybe not carefully enough read the top00:20:09
sheet how the hell did our lawyer miss00:20:11
that oh I I couldn't use o'keef what who00:20:14
exactly did you ask to find this lawyer00:20:18
Florence Florence they understand00:20:21
perfectly well that Florence set it up00:20:22
on purpose and are surprised that Matt00:20:25
doesn't realize it himself after the00:20:27
check the part ERS decide to sell the00:20:29
small Bank in order to save the mainland00:20:31
bank but Matt isn't ready to give up the00:20:34
bank where he is finally in charge of00:20:36
the whole process I'm not going to lose00:20:38
Marlin there's got to be something I can00:20:40
do Matt keeps screwing up the guy buys00:20:42
the loans back on behalf of the Mainland00:20:44
Bank Joe is informed about that by their00:20:47
trusted Banker who they have worked with00:20:49
for years in La who the hell would pay00:20:52
face value for those piece of loans00:20:54
Mainland Bank in Willis Texas son of a00:20:57
together with Bernard they rushed to00:20:58
Mainland in order to stop Matt but no00:21:00
sooner do they explain to Matt how badly00:21:03
he screwed up than the deputy controller00:21:05
of the currency bursts into the bank and00:21:07
announced that their banking license has00:21:09
been revoked for suspicious transactions00:21:12
and the bank is being placed in FDIC00:21:14
receivership at the exit of the bank00:21:16
they are caught and arrested by the FBI00:21:19
not without Bernard's resistance in00:21:21
Washington before a public Hearing in00:21:23
the Senate a lawyer says that they want00:21:25
to use their case to tweak the laws00:21:28
regarding banking so what does that have00:21:29
to do with me you want the stated or the00:21:31
unstated version unstated we need to00:21:34
change these laws now mean quick or00:21:37
like these can own Banks and Loan00:21:39
money to other that in other00:21:42
words they want to use Bernard to00:21:43
tighten control on banking the senator00:21:46
himself talks to Matt and tells him that00:21:48
he needs to cast the blame on his00:21:50
Partners so that he doesn't end up in00:21:52
jail for 50 years Matt does so at the00:21:55
first hearing he admits that he was00:21:57
manipulated and his Partners was pulling00:21:59
the strings and all these deals were00:22:01
made by him under pressure from Bernard00:22:04
next the senator talks to Bernard and00:22:06
tells him to confess how he deliberately00:22:09
took advantage of a loophole in the law00:22:11
to illegally enrich himself then00:22:14
Congress will fix the laws to favor00:22:16
whites and Bernard will be free but if00:22:18
he decides to take his case to court and00:22:20
rant about racial discrimination he is00:22:22
looking at jail time son I'm from00:22:24
Arkansas you don't have to tell me that00:22:26
Negroes sometimes get the short end of00:22:28
the stick sometime the second day of the00:22:30
hearing is here Bernard pulls out his00:22:33
janitor's uniform and declares that this00:22:35
is the only way black people can enter a00:22:37
bank in Texas even though the00:22:39
Constitution says all citizens are equal00:22:42
the senator tries his best to interrupt00:22:44
Bernard's speech but the man makes a00:22:46
brilliant speech about the race00:22:48
discrimination why is it so important to00:22:50
you to exclude an entire race of people00:22:53
from the American dream of course the00:22:55
Senate isn't satisfied with such a00:22:57
speech and federal government seizes00:22:59
their assets following this hearing an00:23:02
all-white jury in Texas convinces them00:23:04
of misappropriation of Bank funds and00:23:07
sentences them to 3 years in federal00:23:09
prison Mt on the other hand remained00:23:12
free Florence purchases the mainland00:23:14
Bank in a sale arranged by the FDIC for00:23:17
a fraction of the cost Bernard and Joe00:23:19
paid Florence's father for it 3 years00:23:22
after their testimony before the Senate00:23:24
Congress passed the Fair Housing Act00:23:26
which made it illegal to refused to sell00:23:28
or rent property on the basis of race00:23:31
religion or gender 3 years later Bernard00:23:34
is released from prison where he is met00:23:36
by Joe and his wife figures they let you00:23:38
out before me man they couldn't wait to00:23:41
get rid of my ass the men are Overjoyed00:23:43
that they got off easy but Bernard's00:23:45
wife doesn't understand what they're so00:23:47
happy about since they are bankrupt now00:23:49
and then Bernard admits that before the00:23:52
first hearing Matt called him and00:23:54
admitted that the senator pressured him00:23:56
and he would have to testify against00:23:57
Bernard Bernard then asked him for one00:24:00
favor to sell some of their assets and00:24:02
buy him and Joe two mansions in the00:24:04
Bahamas this was successfully00:24:06
accomplished by Matt friends moved to00:24:08
the Bahamas in their luxurious Mansions00:24:10
this movie is based on a true story I00:24:13
hope you enjoyed it and I'll be00:24:14
extremely happy if you subscribe to my00:24:16
channelDescription:
Recaps without censorship https://t.me/+ZR1Oxux2QMQ1NDNi In the 1960s, two entrepreneurs hatch an ingenious business plan to fight for housing integration and equal access to the American Dream; inspired by true events. The Banker 2020 Cast: Anthony Mackie: Bernard Garrett Samuel L. Jackson: Joe Morris Nicholas Hoult: Matt Steiner Nia Long: Eunice Garrett Jessie T. Usher: Tony Jackson Taylor Black: Susie Colm Meaney: Patrick Barker Paul Ben-Victor: Donald Silverthorne Gregory Alan Williams: Britton Garrett Chris Gann: 2nd FBI Man James DuMont: Senator McClellan Director: George Nolfi
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