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  • ruRussian
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00:00:00
Hello financiers, you sent a Swift
00:00:03
transfer, but time has passed and it still has
00:00:06
n’t arrived. Today we’re figuring out what to
00:00:09
do if the Swift transfer is lost with
00:00:11
you. Bearded Man about finances,
00:00:14
first let’s figure out what chain
00:00:17
each transfer goes through; this is the bank the
00:00:19
sender is our Tinkoff Raiffeisen
00:00:22
Gazprombank and so on Next comes the bank
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correspondent number one number two number
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three number 10 and then the recipient bank
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And unfortunately the money can get stuck at
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any of these stages, it
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is important to understand that when searching for a payment
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only the sending bank can help you,
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so you will need to methodically
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look for the employee who
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can help you
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first what you need to do is to request from the
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sender's bank gpi tracking of payments,
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what is it in general? this is a special
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service that, using your unique
00:00:58
payment number utr code, can track
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where the payment is now with which
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correspondent bank what commissions were
00:01:06
taken and any other information, but
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there is a nuance here and that’s all banks can
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provide this GPS tracking With all
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the horror that Tinkov has with
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transfers, which are now very
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limited, there were great chances
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to get this very tracking. And in other
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banks such as Rosbank Gazprombank or
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Raiffeisen, they did not provide such information,
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unfortunately, access to this
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service is only the sender's bank
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therefore Try to persuade the
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bank employee if he refuses to
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provide you with this information
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if everything ended unsuccessfully you
00:01:43
could not get gpi tracking from the sender's bank
00:01:45
then you can request
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two more elements of your transfer this is the utr code
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And the light bulb what it is I told in
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one of the previous videos now I’ll tell you
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briefly vtr code is a unique code of your
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transfer by which you can track where
00:02:00
it is now located And in the flower you will
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now see on the screen You can
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see the reference code for it in the twentieth line You
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can also track where the transfer
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is located For example, I requested the code from
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Raiffeisenbank in my own way transfer and
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within 10 minutes they provided it without any problems.
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Therefore, try to
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ask for it from your bank and maybe
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they will give it to you too without any problems. Okay,
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we received these two documents, what should we
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do with them?
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First, you can go to the recipient bank
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because the transfer can arrive but for example,
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be at the final stage already in the
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bank itself or simply not be displayed
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in a mobile application or in an online
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bank. This is of course unlikely, but you
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can still check
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there are only 4 services where you can check
00:02:49
Where the transfer is located: Dolce Bank jp
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Morgan Citibank and separate Russian
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service omswift You At first you may
00:02:57
think that these banks have nothing to do with it, but I want to
00:03:00
note that you do not know the whole chain,
00:03:02
so one of these banks may turn
00:03:04
out to be a correspondent bank where
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you can track the transfer, let’s start with
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the service from Deutsche Bank, what is our
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search? First you
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need to find out the bank has a utr code, then
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enter it and then click on the
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Search button, that is, search and the second option
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is payman details that we indicate this
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reference, this flower also receives the
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sender's bank and in the twentieth line we
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look at this code and also enter the amount
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that you sent The date when you
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created this transfer and also the currency is
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euro pounds dollars and so on here everything is
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quite simple further service This is from
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gp-morgan very everything Looks like we are filling out the
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payment reference from the flower valudate
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this is the date when you sent the transfer to the
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scarency center this is the currency and sanders
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mount this is your amount which you
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sent here, everything is also just a search
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from Citibank in general absolutely the same,
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just a different design with Ender suffix
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payment code payment amount indicate one of
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four currencies and also when you
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sent this transfer, click Search look for
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payment if everything is fine then you find At
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what stage is your the payment is now located,
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if not, it will simply show that
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there is no data on the transfer, unfortunately, and the last
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service will master this, I talked about it in detail
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in one of the previous
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videos, here we enter or the reference of
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the payment, the date of transfer, the amount and currency and
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click track all the links I will leave
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in the description
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in parallel with all these searches,
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write a request for payment, this
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can be done by the sender's banks, but
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unfortunately you will have to pay a decent
00:04:55
amount, we will need a whole set of data
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about the transfer 1 this is the rn payment
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identifier of the bank payment
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which you can find out from the
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sender's bank also the amount of the transfer
00:05:08
you made It’s also better to indicate two dates and
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the date when you sent and when the bank
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processed this amount as well as the sender and the
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recipient’s name. And then you have to hope
00:05:20
that this stage will be successful, your
00:05:22
transfer will be found because the bank will
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contact all
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correspondent banks in order to find out
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what chain it is in. once your transfer
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is stuck
00:05:33
If you find out that your transfer is stuck
00:05:35
in the correspondence bank, then you
00:05:38
can push it a little; for this you will need to
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contact the
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bank support service, the service is called
00:05:44
whitech Transfer support, you
00:05:47
will need to provide all the data that
00:05:49
they will ask for, this is either a payment reference
00:05:52
or, for example, a number recipient's account
00:05:54
or utr code and so on, for example, I
00:05:58
can tell you that now the transfer is in
00:06:00
process, for example, it is being checked, or
00:06:02
that they requested documents from the
00:06:04
sender's bank and, unfortunately, it has not responded
00:06:07
for a couple of weeks, then you knock on the door of the
00:06:10
bank, for example, Tinkoff Raiffeisen, and so on and so
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on. you are already asking why they didn’t
00:06:15
provide the documents and when they
00:06:17
will do it,
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if after all the attempts you made it was not
00:06:22
possible to understand where the payment is, then
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you can try to cancel it. This
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is done, of course, through the
00:06:28
sending bank and it can kick at first,
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it can refuse to
00:06:32
cancel the transfer, but it’s better to find the
00:06:35
employee who does this, here we
00:06:38
simply try to convince the employee
00:06:40
so that he takes your side. Of course
00:06:41
you will pay a certain commission for this,
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you will get it back and not
00:06:47
lose it at all, this is of course good.
00:06:51
Well, if the situation is hopeless, you need to
00:06:54
go to court first. You need to fill out a
00:06:56
pre-trial claim and send it to the
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sending bank you do.
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Describe the situation in free form and
00:07:04
say that the bank did not fulfill its
00:07:05
obligations or violated something. But you
00:07:08
need to collect the required amount of
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evidence that the sending bank was
00:07:12
guilty of the fact that your transfer did not go through,
00:07:14
of course the sending bank Tinkov
00:07:17
Raiffeisen Rosbank and so on, of course,
00:07:19
will refuse your claim and then you
00:07:21
can go to court, but unfortunately
00:07:23
the chances are quite small that you will prove that the
00:07:26
bank is guilty because it can put
00:07:28
pressure on the fact that this is a non-standard
00:07:30
situation Swift transfers now, in
00:07:32
principle, do not work well it’s the fault of the
00:07:35
correspondent bank or someone else,
00:07:36
so you’ll most likely win. Why do
00:07:39
n’t you also try in parallel,
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you can file a complaint with the Central Bank and
00:07:43
Rospotrebnadzor, but there’s also little to hope for here,
00:07:46
because they usually ca
00:07:48
n’t do anything about it,
00:07:52
and finally I’ll give a couple of tips on how
00:07:54
to reduce risks when making a currency transfer The
00:07:57
first thing is to choose the sending bank
00:08:00
that has the least number of
00:08:02
problems,
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I have already made several videos about this,
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so look at my channel
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and choose the bank that does it
00:08:11
better; important participants in the transfer
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are correspondent banks and
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some of Somehow they don’t
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behave very well, it’s Bank of America and Dolce
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Bank, it’s better not to send through them
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at all if you are sending a transfer and you
00:08:25
don’t need to indicate the bank of the respondent, it’s better not
00:08:27
to do this because the
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sending bank knows better how to send to this
00:08:32
or that Bank in your transfer further
00:08:34
Write in detail about the purpose of your
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payment here banks do not accept unsubscribes They
00:08:39
may just have a lot of fault with this, be
00:08:41
sure to write to Whom you
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are sending to yourself or a relative what
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relationship you have with him and also why
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you are doing this to cover current
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expenses
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either for rent or just send it to
00:08:54
yourself to another account. You need a
00:08:56
good reason for this and be sure to
00:08:59
also indicate the reason for the
00:09:01
funds, for example, that it is your salary.
00:09:03
If this is possible, then do not send a
00:09:05
large amount in one transfer. For example,
00:09:08
if you want to send 20-30 thousand
00:09:11
dollars, divide them into smaller ones under 4
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5000 each There are usually fewer questions for such transfers,
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and probably the most
00:09:19
important point is that you need to check
00:09:21
how the entire chain works:
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sender bank, correspondent bank and
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recipient bank; this can be done using the
00:09:28
omsviv.ru service, which I reviewed in
00:09:31
one of the previous videos where I explain in detail
00:09:33
how to do this all the statistics on
00:09:36
how transfers are done And today that’s all
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if it was useful please like it see you
00:09:41
in the next video

Description:

Сегодня пошагово расскажу как найти перевод за границу, если он потерялся. Поймем куда бежать и где искать. Таймкоды: 00:00 Что делать, если SWIFT платёж не дошел 07:51 Как правильно отправить SWIFT перевод Deutsche Bank: https://corporates.db.com/solutions/Client-access-solutions/International-Payment-Tracking/ JP Morgan: https://accessportal.jpmorgan.com/paymenttracker Citi Bank: https://portal.citidirect.com/portalservices/PaymentAdvisor/Default Ohmyswift: https://ohmyswift.ru/gpi Где САМЫЕ быстрые SWIFT-переводы и как отследить перевод за границу: https://www.youtube.com/watch?v=4dA30xCVDO8 Пошаговая инструкция как перевести валюту за границу: https://www.youtube.com/watch?v=_U7L8Sfspic Как перевести доллары и евро юрлицу через Райффазен Банк: https://www.youtube.com/watch?v=Wj-5mJLPWwk В каких банках выгодно переводить деньги за границу: https://www.youtube.com/watch?v=pRQYfrJWnxE Как платить за границей в 2022 без проблем: https://www.youtube.com/watch?v=63ErLoZZGxI Как перевести доллары и евро через криптовалюту: https://www.youtube.com/watch?v=ir6hn8mPbTo Как открыть счет и карту за границей: https://www.youtube.com/watch?v=5IkFZOMrkqA Как перевести деньги в Россию из-за границы: https://www.youtube.com/watch?v=GB4kED2IpFI Как перевести деньги за границу: https://www.youtube.com/watch?v=2O3qtKmb5gU Информация в видео носит образовательный характер и не является инвестиционной рекомендацией.

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