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Video tags
Subtitles
Russian
00:00:08
Dear friends, I bring to your attention a00:00:12
loud scandal in the State Duma that00:00:14
was caused by the deputies of Kurin and Hartung regarding00:00:17
microfinance organizations,00:00:19
the deputies told the government head on whether it was00:00:22
time to finally ban this robbery of00:00:24
the population,00:00:25
Volodin was simply furious with the words, the00:00:28
deputies had already come out, Victor, still respected00:00:31
colleagues, the bill grants the right to the00:00:34
central bank establish00:00:36
restrictions on the issuance of such the00:00:38
riskiest00:00:40
unsecured loans and borrowings by banks00:00:44
and microfinance organizations;00:00:45
the bill is aimed at reducing the00:00:47
debt burden and our citizens; it is00:00:50
prepared for consideration in the third00:00:51
reading; it has passed all the necessary procedures; I00:00:53
ask for support,00:00:55
dear colleagues, based on the00:00:57
desire to eat; please turn on the00:00:59
recording, dear colleagues, but this00:01:01
another law for a bill that00:01:03
allows us to chop the tail of the dog into00:01:05
small pieces several years00:01:07
ago, our faction has repeatedly said00:01:09
that all this activity of microfinance00:01:11
organizations that concerns00:01:13
individuals, but this is a clear crime, this is the00:01:15
ruin of our citizens, these are00:01:17
swindlers and, by and large,00:01:19
all this could have been eliminated already a long time ago and00:01:21
forget leaving SMEs there than for us in the year00:01:23
the central bank some other options for00:01:25
preferential lending that go00:01:26
through this mechanism but meanwhile we00:01:28
supposedly regulate so at first there were00:01:31
800 percent of the awards it’s 700 percent00:01:33
a lot let’s do three hundred00:01:35
sixty-five percent did 36500:01:37
percent but this You also understand that this is a00:01:39
huge amount and our citizens are being00:01:40
ruined in exactly the same way and the most important thing is that00:01:43
today this mechanism operates not00:01:45
because it is in demand there or because00:01:46
it is needed and who others do not give it, it00:01:48
operates for one simple reason with 5 of00:01:50
our citizens who take loans and00:01:52
loans from these microfinance00:01:54
organizations are actually given back, then only00:01:55
one of them, four of them don’t give anything back, are00:01:58
there under various pressures, one who00:02:00
has a constant source of income is00:02:01
usually a pensioner or a person who00:02:03
receives some kind of social benefits in00:02:05
the future, having separated for the rest of his life, he00:02:06
is forced to give back these under this00:02:08
increased amount corresponding00:02:10
payments the same applies to the00:02:12
restrictions that you and I have been ordered, here is one and a00:02:13
half size, let’s say the total00:02:16
loan size of the loan that00:02:17
is fixed, but this again is for00:02:18
short-term loans, so why shallow00:02:20
than we reduce interest for a long time,00:02:23
we create some prerequisites, I will remind you that00:02:25
we adopted a bill in accordance with00:02:26
which, by the way, they postponed the action00:02:27
twice, in accordance with which it00:02:29
will not be possible to foreclose on giving them to micro00:02:32
Korean financial organizations for00:02:33
social benefits in retirement, they will00:02:35
leave at least a subsistence minimum and00:02:37
all pull pull pull pull pull and tens of00:02:39
thousands of our citizens are under the00:02:41
constant pressure of these dozens of bandits00:02:43
thousands of our citizens are going bankrupt, someone commits00:02:45
suicide,00:02:46
and the problem continues and is slowly, slowly00:02:48
being resolved, our faction demands,00:02:51
again, to stop these frauds,00:02:53
to liquidate these microfinance00:02:54
organizations, but00:02:56
I won’t vote for this bill, we won’t support this00:02:57
anymore, thank you,00:02:59
please hartung will korch is important00:03:03
Vyacheslav Viktorovich, dear colleagues, I00:03:04
will not repeat the00:03:05
theses of my colleague Kurin, because00:03:08
in fact we will repeat his00:03:10
speeches, we absolutely agree with this,00:03:12
the only thing I’ll add is that00:03:14
we have always offered alternative00:03:15
options, in fact, the debt burden of00:03:18
citizens is such a huge problem, but00:03:20
it needs to be solved in the wrong way in the way that the00:03:22
central bank suggests to us, not00:03:24
to give them money, that is, a person does not have00:03:26
money for food without00:03:30
helping him with money, yes, we00:03:33
take and prohibit, and to take loans,00:03:34
listen to the00:03:36
call of a person, there is no money for food, he00:03:39
will go, fall, pawnshop will not attack00:03:40
microfinance binge, another organization00:03:42
will fall as a black lender, and so on,00:03:45
this is the end of us with this,00:03:47
so of course we need to solve the problem00:03:49
of solving the problem of poverty so that people00:03:52
don’t have such an urgent need that they, at00:03:54
any interest, think about it, reduce00:03:57
the interest per day paid, but that’s all00:04:00
equal to 300 per annum when all this ruble00:04:02
took four gave back a year later, you understand, but00:04:05
. there was00:04:07
no business that would even be able to withstand something00:04:09
like this, what should we trade to00:04:11
return such interest00:04:13
so that colleagues, of course, we00:04:16
will not vote for such a law, and we00:04:18
still propose to return to the problem of the00:04:19
creativity of citizens of the poorest00:04:21
citizens and if we have a budget money00:04:24
1.3 trillion rubles surplus00:04:26
forecast real water give it00:04:28
to those people who we are now00:04:30
trying to limit the right to borrow00:04:33
money in order to somehow survive thank you thank you00:04:38
roller in short but still there00:04:41
are two sides here one side is00:04:44
what you are talking about it is necessary help people and00:04:46
here everyone will agree with this in the press, the00:04:49
other side is usury, which00:04:52
has no restrictions,00:04:54
that the committee in this direction00:04:57
has a lot of work, rules, deputies00:04:59
raise this topic and the central bank, for00:05:02
its part, supports why00:05:05
we will be against it,00:05:09
tomorrow there will be more income and the one who00:05:13
for a long time he will get even more profit00:05:16
from these large incomes of citizens, he can00:05:18
drown his own, this will not moderate, now we00:05:20
are changing these appetites, fresh rate, top00:05:24
Volodin, what are you talking about, if you are00:05:28
so confident in economists and the central bank,00:05:30
then explain why the economy is00:05:33
getting worse every year worse, it seems to me that00:05:36
these mediocrities should not take00:05:39
their places at all, and you know what’s most00:05:41
significant00:05:42
is that after 20 years of the rule of this00:05:45
government, they are all discussing the survival of00:05:47
huge parts of the country’s population00:05:51
on a microloan, so Anatole Gennady, then if you and00:05:55
I have not a single00:05:58
percent day00:05:59
08 percent, of course,00:06:03
this also00:06:06
protects people, but it reduces the profitability of00:06:10
microfinance organizations, and if00:06:12
we talk about your speech, it turns out that00:06:14
you are looking for an increase in profitability so00:06:16
that they can get more money, or it’s00:06:19
wrong, here, after all, it00:06:21
would be correct to reduce this profitability, but on the00:06:24
other hand, increase it getting00:06:27
citizens00:06:28
these two regulators, they will then00:06:33
definitely protect people and00:06:36
improve their well-being, please00:06:39
Bakharev Konstantin Mikhailovich00:06:41
dear numbers Viktorovich dear00:06:43
colleagues of your own lyric eagles now of00:06:45
his speech and formulated the00:06:47
main argument in favor of the adoption of00:06:49
this bill by saying that when00:06:52
the filling pays off debts, he will go to the pawnshop00:06:54
will come as a black lender, that’s exactly why00:06:56
Valerie Karlovich, so that this doesn’t00:06:57
happen, so as not to push people to00:06:59
go to pawn shops, pawns00:07:01
his property often the last rick as a00:07:03
black lender where00:07:05
completely different laws apply, you00:07:06
understand this, we want to pass and this is the law,00:07:08
we want to pass the law about the00:07:10
limitation of the maximum debt load00:07:14
in the mandatory notification by credit00:07:16
institutions, including, by the way,00:07:17
commercial banks and microfinance00:07:19
organizations of those clients who have this00:07:21
maximum maximum debt load here, the maximum debt load00:07:23
here is off the charts and exceeds 5000:07:25
percent, and I want to remind you that today,00:07:28
according to Bank of Russia statistics, this is every00:07:30
third borrower, here you are Do you think every00:07:32
third borrower today from banks,00:07:34
microfinance organizations, credit00:07:36
cooperatives is forced to spend most of their00:07:38
disposable income on00:07:40
food, not on paying for00:07:42
housing and communal services, not on00:07:44
industrial goods, servicing previously00:07:46
taken credits and loans,00:07:49
Vyacheslav Viktorovich says absolutely correctly,00:07:50
we just need this market make00:07:53
them regulated spontaneously, as it was00:07:55
in the 90s, and in fact, as I understand it,00:07:57
this is what will happen: if tomorrow, at the00:07:59
proposal of colleagues from the Communist Party of the Russian Federation, we completely00:08:01
close all microfinance organizations,00:08:03
then today the market will be regulated,00:08:05
we will make it five spontaneous, as it was00:08:06
once in the 90s In the 1990s,00:08:08
even these same00:08:10
investors of microfinance organizations are unlikely to be interested in this, but00:08:12
if we pass a law that00:08:13
will allow us to reduce the maximum size of the00:08:15
debt burden, this will be00:08:18
real help for them; another thing is that this00:08:21
should not destroy the market itself and this00:08:22
reduction should be smooth and00:08:24
economically justified, as far as00:08:26
we are considering the bill, our00:08:27
main discussion on it took place00:08:29
within the framework of its consideration of the first reading of the00:08:31
disk, I would like to draw the attention of my00:08:32
colleagues because it seems to me that in00:08:34
their speeches they commented on the00:08:36
editorial board of the first reading, I would like to say00:08:38
that taking into account the comments received, the00:08:40
deputies are the philistines of the relevant committee00:08:42
For the second reading, a number of substantive amendments that were00:08:43
significant, from our point of view, were introduced.00:08:45
One of the amendments00:08:48
extends the scope of the draft00:08:49
exclusively to the unsecured00:08:51
consumer lending sector. 200:08:53
indicates that the decision to00:08:55
establish macro-sold00:08:57
limits will be made taking into account00:08:58
risk factors for increasing the debt00:09:00
burden of individual borrowers00:09:02
determined by the regulatory act of the Bank of00:09:04
Russia, all this, from our point of view,00:09:06
will allow without violating the concept00:09:08
of the bill, which is aimed at00:09:10
preventing the accumulation of risks00:09:12
by borrowers and the growth of the debt burden of the00:09:14
population, to realize the00:09:17
stated goal of helping bank depositors and00:09:19
depositors of microfinance organizations to00:09:22
adequately assess their ability to00:09:24
service loans already taken and loans00:09:27
are real help to specific people of00:09:30
factions 1 Russia will vote for00:09:31
thank you thank you Konstantin Mikhailovich then00:09:35
we respect colleagues I draw attention to the00:09:37
professional balanced approach in00:09:39
this area this is a very important bill by00:09:43
lowering interest rates we are thereby00:09:47
saving from Kabbalah and saving00:09:51
money for those who are forced to go at these00:09:53
wild interest rates, immeasurable,00:09:56
take out a loan,00:09:59
I pledge everything, practically, what does a00:10:02
person have a third reading, the fifth question,00:10:07
please study the voting mode,00:10:10
show the result,00:10:14
federal law, dear friends, what do00:10:17
you think about this, be sure to00:10:20
write in the comments and remember, the00:10:23
more you leave comments, the00:10:25
more people know really00:10:28
subscribe to the channel, put00:10:30
notifications and don’t forget that every00:10:33
like and comment is a spit in the face of00:10:36
the governmentDescription:
Вся правда, без фальши и цензур только тут: https://t.me/slepayapolitika Это видео может не совпадать с вашими взглядами и убеждениями, поэтому мы предлагаем высказать свою точку зрения в комментариях. По поводу сотрудничества и всем вопросам писать: Gmail: [email protected] VK: https://vk.com/slepaya_politica ...дорогие друзья, предлагаю Вашему вниманию Громкий скандал в Госдуме, который устроили депутаты Куринный и Гартунг по микрофинансовым организациям. Депутаты заявили в лоб правительству: не пора ли, наконец, запретить этот грабеж? Володин был просто в бешенстве от слов депутата. Видео используется с разрешением автора. Источник: https://dumatv.ru/%E2%80%8B%E2%80%8B%E2%80%8B%E2%80%8B%E2%80%8B%E2%80%8B%E2%80%8B%E2%80%8B%E2%80%8B%E2%80%8B%E2%80%8B Разрешение: https://dumatv.ru/rules%E2%80%8B%E2%80%8B Лицензия Creative Commons Attribution (разрешено повторное использование) Друзья, подпишитесь на канал, поддержите проект лайком и комментарием. Спасибо!
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